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1231 Willeys Lake Rd, Ferndale, WA, 98248

3beds
2baths
2,825sqft
$874,999
$310price/sqft
$5,341/moest. monthly cost
$213,640/yrincome needed

About This Home

Escape to your own private retreat on nearly 4 acres surrounded by nature, where a picturesque cherry tree-lined driveway welcomes you home. This stunning 2,825 sq. ft. log home offers the perfect blend of rustic charm and modern comfort, with Willeys Lake just across the street and distant views of the Canadian Rockies and Mt. Baker. Relax or entertain on the expansive wraparound deck that spans three sides of the home, taking in the peaceful setting. Inside, soaring ceilings and abundant natural light fill the open-concept great room, where the kitchen, dining, and living areas flow together around a spectacular floor-to-ceiling river rock fireplace. The spacious primary suite features an ensuite bath with a classic clawfoot tub, while two additional bedrooms, a den, and a large loft provide flexible space for a home office, hobbies, guests, or recreation. The level property with sandy soil is ideal for gardening, a hobby farm, or simply enjoying the outdoors, complete with Douglas Fir trees, an orchard of mature apple, cherry and pear trees, a picnic and firepit area, shed, two-car garage, and a large covered carport. Experience the tranquility of country living with room to grow, relax, and explore.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Fisher Elementary SchoolGrades K-54.0 mi
5/10
Lynden Middle SchoolGrades 6-86.6 mi
6/10
Lynden High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Propane,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Second

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Softwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Propane,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,825
  • Total interior livable area: 2,825 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4002340985250000
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane- VanderYacht

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Loft,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space,Pasture,Wooded

Lot

  • Lot size: 3.76 Acres
  • Features: Paved,Deck,Fenced-Partially,High Speed Internet,Outbuildings,Propane,RV Parking

Parking

  • Total spaces: 12
  • Parking features: Attached Carport,Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 4
  • Uncovered spaces: 8
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$160$1,920
Property Taxes $564$6,768
Electricity $193$2,318
Total$5,341$64,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,120/yr
40% on housing$160,230/yr
45% on housing$142,426/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 98248$514
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98248$325
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$874,999
2026-07-23Listing removed$924,999
2026-07-09Listed for sale$924,999
2005-08-12Sold$430,000
2003-09-30Sold$335,000
2003-06-23Sold$307,112

For Sale by Agent

AgentCandi Hosick
BrokerageeXp Realty

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