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1134 Finnegan Way #201, Bellingham, WA, 98225

2beds
2baths
1,466sqft
$930,000
$634price/sqft
$5,618/moest. monthly cost
$224,720/yrincome needed

About This Home

Live in the heart of Fairhaven without sacrificing style. This comprehensively remodeled corner unit in the coveted Fairhaven Gardens pairs thoughtful design with a true urban feel. Step inside and open doors on two sides to Juliet balconies, inviting in a soft cross breeze...for a minute you might feel as if you've escaped to a Parisian flat. Absolutely stunning white oak herringbone floors elegantly ground the space. Beautifully curated fixtures and hardware bring a timeless, design-forward aesthetic throughout. Natural light pours in from multiple exposures, and the spacious main living area offers an open, airy feel that’s rare in condo living. Zero steps to your front door, plus two assigned parking spots in a secure garage. An incredible rooftop deck captures beautiful bay and island views, city lights, and spectacular sunsets. Gardeners can enjoy community caretaking of potted plants. All of this is just seconds away from Fairhaven’s shops, dining, Taylor Dock and the waterfront—walk or bike to everything you need. This one has it all!

Getting Around

91
WalkingWalker's Paradise
40
TransitSome Transit
83
BikeVery Bikeable

Schools

7/10
Lowell Elementary SchoolGrades PK-50.3 mi
9/10
Fairhaven Middle SchoolGrades 6-80.5 mi
9/10
Sehome High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Flat,Torch Down
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s),Cooking - Electric Hookup,Cooking-Electric

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,466
  • Total interior livable area: 1,466 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3702011231350005
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,End Unit,Primary Bathroom,Walk-In Closet(s)
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 0.45 Acres
  • Features: Corner Lot,Paved,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Common Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,702$56,424
Home Insurance *$147$1,764
Property Taxes $620$7,440
Electricity $149$1,793
Total$5,618$67,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,617/yr
40% on housing$168,540/yr
45% on housing$149,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$634This listing

vs Other Active Listings

Avg $/sqft

ZIP 98225$310
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98225$446
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$980,000
2026-01-26Listing removed$3,500
2025-11-05Listed for rent$3,500
2018-01-09Sold$649,000
2017-12-19Pending sale$649,000
2017-11-29Listed for sale$649,000
2007-12-28Sold$500,280
2005-11-28Sold$400,180

For Sale by Agent

AgentKrista Kenner
BrokerageCOMPASS

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