12620 Deer Ridge Dr, Wilmer, AL, 36587
About This Home
On the lake in Deer Ridge Subdivision! Nestled within this gated Wilmer community, this beautiful 4-bedroom, 2.5-bath home offers the perfect blend of comfort, relaxation, and everyday enjoyment. The spacious primary suite is a retreat of its own, featuring two walk-in closets, a garden tub, separate shower, and French doors that open directly to the screened porch, bringing the outdoors right to your doorstep. Features you'll love: Fortified roof, Full-house generator, Screened porch overlooking the lake, Additional covered outdoor living area, Private pier on the lake, Two-car garage with extra storage space, Detached workshop with electricity Concrete driveway, New exterior security lighting, New ceiling fans on both levels of the porch Custom designed blinds on each window. The living room and patio TV will remain with the home. You will find blueberry bushes and a Satsuma tree on the side of the house. From fishing off the pier to enjoying quiet mornings by the water, this home offers the kind of lifestyle that makes every day feel a little more relaxing. With annual HOA dues of just $420, you'll enjoy all the benefits of living in the welcoming Deer Ridge community. If you've been dreaming of a place where you can slow down, enjoy nature, and make lasting memories, this lakefront gem is ready to welcome your home. Buyer to verify all information during due diligence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop
- Laundry features: Laundry Room,Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Ceilings 9 ft Main,Tray Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile
- Fireplace features: Gas Log,Great Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,255
- Total interior livable area: 2,255 sqft
Property
Accessibility
- Accessibility features: Accessible for Hearing-Impairment,Grip-Accessible Features
Details
- Parcel number: 1606240000003018
Features
- Levels: One
- Pool features: None
- Patio & porch: Patio,Rear Porch,Screened
- Exterior features: Storage
- Has spa: Yes
- Spa features: None,Bath
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 1.26 Acres
- Features: Back Yard,Front Yard,Landscaped
- Lot size dimensions: 186 x 312 x 131 x 413
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,Level Driveway,Parking Lot
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $464 | $5,568 |
| Property Taxes | $134 | $1,608 |
| Electricity | $252 | $3,027 |
| Total | $2,746 | $32,952 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $375,000 |
| 2026-06-12 | Listed for sale | $379,000 |
View on Zillow