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6464 White Oak Ln, Bessemer, AL, 35023

4beds
4baths
3,034sqft
$364,900
$120price/sqft
$2,740/moest. monthly cost
$109,600/yrincome needed

About This Home

WELCOME HOME — SPACE, STYLE & LOCATION! Come fall in love with this beautiful 4-bedroom, 3.5-bath, all-brick home, perfectly situated on a cul-de-sac corner lot in an established subdivision. From the moment you step inside, you’ll appreciate the spacious layout and timeless details, including hardwood and tile flooring, 9+ foot ceilings, crown molding, smooth and tray ceilings, and recessed lighting. ? Home Highlights: • 4 spacious bedrooms & 3.5 bathrooms • Durable and timeless 4-sided brick construction • Basement offering even more possibilities • Walk-up attic for convenient storage and access • Primary suite featuring walk-in closets, jetted tub, separate shower & separate vanities • Spacious kitchen with island, pantry & casual eating area • Gas cooktop, gas oven & built-in microwave • Covered porch, covered & open deck, and patio spaces — perfect for relaxing or entertainment ?? Ready to see it for yourself? Schedule your private showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Hueytown Primary SchoolGrades PK-23.6 mi
4/10
Hueytown Middle SchoolGrades 6-83.7 mi
2/10
Hueytown High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Gas,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1865

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Block

Bathroom1

  • Level: First

Bathroom3

  • Level: Basement

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Linen Closet,Separate Shower,Double Vanity,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Gas
  • Fireplace: Yes
  • Attic: Walk-up,Yes
  • Finished area below ground: 1,169
  • Finished area above ground: 1,865

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,034 sqft

Kitchen

  • Features: Laminate Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Basement

Property

Details

  • Parcel number: 3100342000002.045
  • Special condition: As Is,Court Approval Req'd

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Open (PATIO),Patio,Porch,Covered (DECK),Open (DECK),Deck
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.80 Acres
  • Features: Corner Lot,Cul-De-Sac,Subdivision

Parking

  • Total spaces: 4
  • Parking features: Basement,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$380$4,560
Property Taxes $176$2,112
Electricity $339$4,073
Total$2,740$32,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,942/yr
40% on housing$82,200/yr
45% on housing$73,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 35023$85
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35023$123
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$364,900
2004-07-16Sold$228,436
2004-03-12Sold$22,000

For Sale by Agent

AgentLou Hill
BrokerageEPI Real Estate

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