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32029 N 20TH Lane, Phoenix, AZ, 85085

5beds
5baths
4,019sqft
$819,900
$204price/sqft
$5,061/moest. monthly cost
$202,440/yrincome needed

About This Home

SPECIAL FINANCING - LOW FIXED INTEREST RATE OPPORTUNITIES WITH FULL PRICE OFFER, THROUGH PREFERRED LENDER! Stunning 5-bedroom, 4.5-bath home featuring full interior paint, new baseboards, light fixtures, LVP flooring, and carpet throughout. The spacious kitchen offers a breakfast bar, island, and open view to the family room with a cozy fireplace. The large primary suite includes a tiled shower, double sinks, and a relaxing soaker tub. Enjoy outdoor living with a sparkling pool and spa--perfect for entertaining or unwinding at home!

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
39
BikeSomewhat Bikeable

Schools

8/10
Sonoran Foothills SchoolGrades PK-80.2 mi
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Gas Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Pantry,Granite Counters,Double Vanity,Upstairs,Eat-in Kitchen,Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,019
  • Total interior livable area: 4,019 sqft

Property

Details

  • Parcel number: 20412577

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Outdoor Pool,Heated
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Private Yard
  • Has spa: Yes
  • Spa features: Heated,Private
  • Fencing: Block

Lot

  • Lot size: 10,025 sqft
  • Features: Desert Back,Desert Front,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,145$49,740
Home Insurance $191$2,292
Property Taxes $300$3,600
Electricity $425$5,107
Total$5,061$60,732

Income You'd Need if You Spent...

35% on housing$173,520/yr
40% on housing$151,830/yr
45% on housing$134,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 85085$264
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85085$281
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$859,900
2026-03-31Price change$869,900
2026-02-12Price change$859,900
2026-01-26Price change$879,900
2025-11-20Price change$894,900
2025-10-17Listed for sale$899,900
2025-09-15Sold$730,000
2025-07-14Listing removed$4,500
2025-05-28Price change$4,500
2025-05-08Price change$975,000
2025-03-23Listed for rent$5,600
2025-02-18Price change$990,000
2024-12-14Price change$1,080,000
2024-09-06Listed for sale$1,100,000
2021-05-14Sold$707,500
2021-04-01Price change$709,999
2021-03-17Price change$739,500
2021-03-14Price change$749,500
2021-03-12Price change$760,000
2021-03-07Listed for sale$775,000
2021-01-21Sold$550,000
2015-07-30Sold$413,800
2010-07-14Sold$295,000
2010-05-07Price change$325,000
2010-04-25Listed for sale--
2010-04-23Sold$360,000
2010-01-09Price change$354,000
2009-10-16Listed for sale$349,000
2006-05-05Sold$629,610

For Sale by Agent

AgentJacqueline Shaffer
BrokerageOfferPad Brokerage, LLC

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