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14259 W BANFF Lane, Surprise, AZ, 85379

5beds
4baths
3,675sqft
$639,900
$174price/sqft
$4,039/moest. monthly cost
$161,560/yrincome needed

About This Home

This fabulous two-story home truly has it all! Featuring 5 bedrooms, a den and loft, 3 bathrooms, OWNED SOLAR, a NEW roof, and a 3-car garage w/ extended driveway & RV parking. Inside offers a functional, comfortable layout with tile flooring, abundant natural light, and neutral paint throughout, plus separate living and family rooms. The kitchen boasts staggered oak cabinets with crown molding, new quartz countertops with a new stove, microwave, dishwasher, sink and garbage disposal. The owner's suite includes a walk-in closet and private bath with dual sinks, separate tub and shower. The versatile loft and den are perfect for an office, gym, or playroom. Enjoy the backyard with covered patio, gazebo, built-in BBQ flagstone seating area, grass, spa, and sparkling pool. A must see! kids' playroom. Enjoy resort-style living in the backyard, including a covered patio ideal for morning coffee and relaxing evenings, a gazebo, a built-in BBQ, perfect for gatherings, a seating area with flagstone flooring, a grass area, a spa, and a pool for a refreshing time! This gem has something for everybody! Truly a must-see!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
7/10
Valley Vista High SchoolGrades 7-121.2 mi
8/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted,Stone

Other

  • Builder name: PULTE HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Gas Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Pantry,Quartz Countertops,High Speed Internet,Double Vanity,Upstairs,Breakfast Bar,9+ Flat Ceilings,Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Solar Screens
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,675
  • Total interior livable area: 3,675 sqft

Property

Accessibility

  • Accessibility features: Lever Handles,Bath Lever Faucets

Details

  • Parcel number: 50917548

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Covered,Patio
  • Exterior features: Built-in Barbecue
  • Has spa: Yes
  • Spa features: Heated,Private
  • Fencing: Block
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.36 Acres
  • Features: North/South Exposure,Sprinklers In Rear,Sprinklers In Front,Gravel/Stone Front,Gravel/Stone Back,Synthetic Grass Back

Parking

  • Total spaces: 7
  • Parking features: RV Access/Parking,RV Gate,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance $181$2,172
Property Taxes $234$2,808
Electricity $389$4,670
Total$4,039$48,468

Income You'd Need if You Spent...

35% on housing$138,480/yr
40% on housing$121,170/yr
45% on housing$107,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 85379$200
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85379$210
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$679,900
2024-03-19Sold$625,000
2024-02-09Listed for sale$630,000
2011-06-20Sold$210,000
2011-03-24Listed for sale$189,900
2005-08-10Sold$369,640

For Sale by Agent

AgentChristopher Roy Ainsworth
BrokerageeXp Realty

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