See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

38022 N 2ND Avenue, Phoenix, AZ, 85086

5beds
3baths
2,794sqft
$847,000
$303price/sqft
$5,082/moest. monthly cost
$203,280/yrincome needed

About This Home

$127,900 PRICE IMPROVEMENT! Rare custom single-level home on a 1-acre horse-zoned cul-de-sac lot with NO HOA! This 5 bed, 3 bath home features vaulted ceilings, slate tile flooring, plantation shutters, fireplace, and a beautifully updated 2023 kitchen with granite counters, stainless appliances, and large island. Spacious primary suite with backyard access, bay window, dual vanities, and soaking tub. Low-maintenance yard with premium turf, low water bills, and room for a pool, casita, workshop, or horse setup. 3-car garage + covered RV parking + space for 6 vehicles. Ideal multi-gen layout. Located near great schools, shopping, hike trails and more. Seller concessions available with acceptable offer. Priced to sell- ACT NOW! The flexible den is a fantastic spot for a home office or hobby area. The expansive backyard hosts a covered patio perfect for entertaining, artificial turf, and plenty of space for your projects! Bring your vision to this value! Don't miss it!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
Desert Mountain SchoolGrades PK-81.4 mi
10/10
Boulder Creek High SchoolGrades 7-123.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted,Stone

Other

  • Builder name: AJF CUSTOM HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Water Softener Owned,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,High Speed Internet,Granite Counters,Double Vanity,Eat-in Kitchen,Breakfast Bar,9+ Flat Ceilings,No Interior Steps,Vaulted Ceiling(s),Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Screens
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,794
  • Total interior livable area: 2,794 sqft

Property

Accessibility

  • Accessibility features: Lever Handles,Bath Roll-In Shower,Bath Lever Faucets,Bath Grab Bars

Details

  • Parcel number: 21123317D
  • Horse amenities: Other

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Street(s),Storage
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 1.00 Acres
  • Features: East/West Exposure,Desert Back,Desert Front,Dirt Back,Gravel/Stone Back,Synthetic Grass Back,Auto Timer H2O Front

Parking

  • Total spaces: 9
  • Parking features: Detached Carport,RV Access/Parking,RV Gate,Garage Door Opener,Extended Length Garage,Direct Access,Attch'd Gar Cabinets,Over Height Garage,Side Vehicle Entry
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,282$51,384
Home Insurance $195$2,340
Property Taxes $310$3,720
Electricity $295$3,550
Total$5,082$60,984

Income You'd Need if You Spent...

35% on housing$174,240/yr
40% on housing$152,460/yr
45% on housing$135,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 85086$279
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85086$275
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$847,000
2025-11-07Price change$895,900
2025-08-21Listed for sale$974,900
2011-12-12Listing removed$369,000
2009-11-13Sold$285,000
2009-05-11Sold$280,000
2008-09-15Price change$369,000
2008-01-09Listed for sale$579,900
2006-12-28Sold$499,900

For Sale by Agent

AgentRochelle Ann Navarro
BrokerageWest USA Realty

Similar Homes