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103 San Carlos Road, Prescott, AZ, 86303

3beds
2baths
1,384sqft
$480,000
$347price/sqft
$2,919/moest. monthly cost
$116,760/yrincome needed

About This Home

Nestled just minutes from the heart of historic downtown Prescott. This adorable, charming cottage home features 1384 SQFT, 3 bedrooms, 1.5 baths, fire place in the living room and RV covered parking. As you step in, you will notice a pride of ownership with a throughout modern upgrades, updates and renovations. Perfectly blending modern conveniences with timeless charm. Enjoy a short walk to Whiskey Row, local restaurants, art galleries, cozy bars, shopping and the historic Prescott courthouse.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
8/10
Prescott High SchoolGrades 8-121.3 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Painted

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Upstairs,Full Bth Master Bdrm,Laminate Counters
  • Window features: Solar Screens,Double Pane Windows
  • Flooring: Laminate,Vinyl,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Floor Furnace,Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,384
  • Total interior livable area: 1,384 sqft

Property

Details

  • Parcel number: 10906114

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Wood

Lot

  • Lot size: 9,771 sqft
  • Features: East/West Exposure,Natural Desert Back,Natural Desert Front

Parking

  • Total spaces: 4
  • Parking features: RV Access/Parking
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance $116$1,392
Property Taxes $160$1,920
Electricity $216$2,603
Total$2,919$35,028

Income You'd Need if You Spent...

35% on housing$100,080/yr
40% on housing$87,570/yr
45% on housing$77,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 86303$279
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86303$341
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$480,000
2025-10-31Price change$495,000
2025-08-11Price change$505,000
2025-05-13Listed for sale$520,000
2025-05-08Listing removed$527,800
2025-05-01Price change$527,800
2025-04-14Listed for sale$549,900
2013-11-27Sold$167,500
2013-10-07Listed for sale$167,500
2009-08-20Sold$153,450
2009-06-27Price change$159,900
2009-05-01Listed for sale$184,900

For Sale by Agent

AgentMourad Zahri
BrokerageCompass

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