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241 Shirley St NE, Albuquerque, NM, 87123

4beds
2baths
1,229sqft
$289,900
$236price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Smart, stylish, and built for entertaining! This upgraded home features Wi-Fi-enabled appliances, including the refrigerator, washer, and dryer. Enjoy a private backyard oasis with maintenance-free turf and xeriscaping for year-round beauty. Inside, recessed lighting and dimmable living room lights create the perfect ambiance. The primary bath offers built-in Bluetooth speakers and customizable lighting for a spa-like retreat. Move in ready for all types of buyers. Schedule your tour today!

Getting Around

55
WalkingSomewhat Walkable
38
TransitSome Transit
77
BikeVery Bikeable

Schools

3/10
4/10
Kennedy Middle SchoolGrades 6-80.8 mi
5/10
Manzano High SchoolGrades PK-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Pitched,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Gas Range,Range Hood,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 81.48

Bedroom3

  • Level: Main
  • Area: 89.28

Bedroom4

  • Level: Main
  • Area: 134.54

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary,Pantry,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Combination
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,229
  • Total interior livable area: 1,229 sqft

Kitchen

  • Level: Main
  • Area: 166.44

Living Room

  • Level: Main
  • Area: 204.53

Primary Bedroom

  • Level: Main
  • Area: 150.76

Property

Details

  • Parcel number: 102105742302840407
  • Zoning description: R-1B*
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Privacy Wall
  • Fencing: Full

Lot

  • Lot size: 6,098 sqft
  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$118$1,416
Property Taxes $205$2,460
Electricity $148$1,780
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 87123$159
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87123
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$289,900
2026-08-03Listed for sale$289,900
2026-08-02Pending sale$289,900
2026-07-17Price change$289,900
2026-07-02Listed for sale$294,900
2025-10-04Listing removed$310,000
2025-09-13Listed for sale$310,000
2025-08-05Pending sale$310,000
2025-07-04Price change$310,000
2025-05-19Listed for sale$312,500
2010-01-16Listing removed$145,000
2009-11-29Listed for sale$145,000

For Sale by Agent

AgentElijah James Saiz
BrokerageOso Elite Realty

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