927 Lajolla Ln, Mary Esther, FL, 32569
About This Home
ASSUMABLE VA LOAN AT 2.75% -- one-story 3-bedroom, 2-bathroom home, 1,600 square feet, in Mash Harbor, a waterfront community with a private community dock in Mary Esther, Florida 32569. Qualified buyers may assume the existing VA loan at a 2.75% interest rate, approximately $1,750 per month. Built in 2004 and renovated inside in 2019 with luxury vinyl plank flooring, granite countertops, stainless steel appliances, white cabinetry, and a large kitchen island with breakfast bar seating. Split open floor plan with high ceilings. Primary bedroom with en suite bath and double vanity; two additional bedrooms share a full hall bath. New vanities, toilets, hardware, and fixtures in 2019. A front bonus room works as a home office, flex space, or formal dining room. HVAC 2025, roof 2022, public water and public sewer. Low-maintenance yard with a rear deck overlooking a wooded preserve -- less upkeep, more time on the water. Mash Harbor is a quiet, no-through-traffic neighborhood with a community dock, beach area, and a lake at the center along the walk down to the dock. Approximately 9 minutes to Hurlburt Field, 26 minutes to Eglin AFB, 17 minutes to the beach, 10 minutes to shopping and restaurants, and 27 minutes to Destin-Fort Walton Beach Airport (VPS). Move-in ready -- a strong fit for a first-time buyer, a VA-eligible buyer, or an investor. Turnkey single-story living in Mash Harbor, Mary Esther, Florida. Friendly pet notice: A cat and dog live in the home, for showings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2004
Materials
- Foundation: Slab
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 143
- Dimensions: 13 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 176
- Dimensions: 16 x 11
Features
- Breakfast Bar,Cathedral Ceiling(s),Pantry,Split Bedroom,Woodwork Painted
- Window features: Double Pane Windows,Window Treatments
- Flooring: Laminate
Great Room
- Level: First
- Area: 252
- Dimensions: 18 x 14
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Kitchen
- Level: First
- Area: 156
- Dimensions: 13 x 12
Master Bathroom
- Level: First
- Area: 126.5
- Dimensions: 11.5 x 11
Master Bedroom
- Level: First
- Area: 216
- Dimensions: 18 x 12
Property
Details
- Parcel number: 152S251000000E0070
- Zoning: Resid Single Family
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck Open
- Exterior features: Lawn Pump,Sprinkler System
Lot
- Lot size: 4,791 sqft
- Features: Covenants,Interior Lot,Restrictions,Within 1/2 Mile to Water
- Lot size dimensions: 50X100
Parking
- Total spaces: 4
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $276 | $3,312 |
| Electricity | $197 | $2,366 |
| Total | $2,307 | $27,684 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $330,000 |
| 2022-02-08 | Sold | $299,000 |
| 2021-11-23 | Sold | $299,000 |
| 2021-10-28 | Pending sale | $299,000 |
| 2021-09-16 | Price change | $299,000 |
| 2021-09-10 | Listed for sale | $309,000 |
| 2021-02-13 | Listing removed | $259,000 |
| 2021-01-31 | Listed for sale | $259,000 |
| 2021-01-18 | Pending sale | $259,000 |
| 2020-11-20 | Listed for sale | $259,000 |
| 2020-01-28 | Listing removed | $243,900 |
| 2020-01-09 | Price change | $243,900 |
| 2019-11-21 | Price change | $242,900 |
| 2019-11-12 | Listed for sale | $249,000 |
| 2017-12-13 | Sold | $168,000 |
| 2005-09-22 | Sold | $246,000 |
| 2004-02-02 | Sold | $153,400 |
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