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4620 Whitham Ln, Indianapolis, IN, 46237

4beds
3baths
1,980sqft
$299,900
$151price/sqft
$2,105/moest. monthly cost
$84,200/yrincome needed

About This Home

Great assumable loan at 4.7%. Requires lender approval and release. Updated two story home with large back yard. Newer carpet and vinyl plank flooring throughout. Primary bedroom has walk in closet and huge bath. Great location close to everything. Walk to schools and close to St Francis hospital. Great for getting downtown being close to Hwy 65. Hard to find four bedrooms at this price. See this one today!

Getting Around

26
WalkingCar-Dependent
21
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Southport High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Microwave,Electric Oven,Water Heater
  • Laundry features: Laundry Closet

Bedroom2

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Level: Upper
  • Area: 160
  • Dimensions: 16x10

Bedroom4

  • Level: Upper
  • Area: 180
  • Dimensions: 18x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Features

  • Breakfast Bar

Great Room

  • Level: Main
  • Area: 294
  • Dimensions: 21x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Master Bedroom

  • Level: Upper
  • Area: 266
  • Dimensions: 19x14

Property

Details

  • Parcel number: 491521117047000500
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$179$2,148
Property Taxes $226$2,712
Electricity $184$2,212
Total$2,105$25,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,171/yr
40% on housing$63,150/yr
45% on housing$56,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 46237$131
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46237$148
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$299,900
2025-08-22Listing removed$318,900
2025-04-16Price change$318,900
2024-09-30Price change$324,900
2024-09-03Listed for sale$329,900
2022-04-14Sold$300,000
2022-03-14Pending sale$289,900
2022-03-07Listed for sale$289,900
2022-02-22Sold$257,238
2009-08-13Sold$103,095
2009-05-04Listed for sale$92,000
2007-06-15Sold$137,042

For Sale by Agent

AgentRay Stuck
BrokerageHomeXpert, Ray Stuck & Co.

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