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7821 Truitt Ln, Severn, MD, 21144

4beds
4baths
2,858sqft
$799,900
$280price/sqft
$5,307/moest. monthly cost
$212,280/yrincome needed

About This Home

****** Coming Soon****** Professional Photos will be uploaded 8/18!! Welcome to easy living in this spacious home located on a quiet cul-de-sac in a desirable 55+ community, offering approximately 5,700 finished square feet. Designed with comfort and convenience in mind, this home features 4 bedrooms, 3.5 baths, a desirable first-floor primary suite with a private bath, and first-floor laundry. The open floor plan is enhanced by 9-foot ceilings, abundant natural light, and a gas fireplace that creates a warm gathering space. The eat-in kitchen flows seamlessly into the main living areas and is complemented by a separate formal dining room, making the home ideal for everyday living and entertaining. The finished lower level provides exceptional additional living space with endless possibilities for a recreation room, home office, hobby area, or guest accommodations. Enjoy relaxing on the welcoming front porch or entertaining on the rear deck. A two-car attached garage, low HOA fees, and a cul-de-sac location complete this exceptional home. If you're looking for generous living space, low-maintenance living, and the convenience of a first-floor primary suite in a sought-after 55+ community, this home is a must-see.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

7/10
Severn Elementary SchoolGrades PK-50.5 mi
4/10
Old Mill Middle NorthGrades 6-83.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Double Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Improved,Interior Entry,Exterior Entry

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Bar,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Crown Molding,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s),Recessed Lighting,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,858

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 5,700
  • Total interior livable area: 2,858 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 020468390221900
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$216$2,592
Property Taxes $683$8,196
Electricity $364$4,369
Total$5,307$63,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,954/yr
40% on housing$159,210/yr
45% on housing$141,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 21144$194
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21144$248
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2007-01-19Sold$616,870
2006-09-08Sold$187,000

Coming Soon

AgentCathie Watson - Bye
BrokerageRE/MAX Executive

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