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92-609 Palailai St, Kapolei, HI, 96707

4beds
2baths
1,044sqft
$880,000
$843price/sqft
$5,007/moest. monthly cost
$200,280/yrincome needed

About This Home

Looking for stunning view? You got it! Looking for convenience? You got it! Looking for no HOA no Maintenance Fee? You got it! Welcome home to 92-609 Palailai Street, a stunningly remodeled residence where modern luxury meets island living. Perched on a generous 6,000+ sq. ft. lot, this home features a breezy and bright living room with breathtaking ocean views, perfect for sunset dining or morning coffee. Custom designed open concept kitchen with high polished soft closing modern white cabinets. All new gutters and LVP flooring throughout the home with new water heater and upgraded plumbing. Fairly new vanities, interior paint and roof make this home truly move in ready for you. Need extra space? The Bonus office/den can meet your family’s different needs. Fully fence for privacy and your pets. Spacious landscaped yards with tropical fruit trees awaiting your appetite. Conveniently located near any amenity you need: Costco, Walmart, Target, Ka Makana Alii, Kroc Center, restaurants, banks, hospitals, schools, and easy to access highways. Must See!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
3/10
Honouliuli Middle SchoolGrades 6-82.3 mi
5/10
Kapolei High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1965

Materials

  • Construction materials: Single Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Vinyl

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,044 sqft

Property

Details

  • Parcel number: 1920090100000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Coastline,City,Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Coastline,Ocean
  • Frontage type: Other
  • Topography of land: Sloping

Lot

  • Features: Cleared,Other

Parking

  • Total spaces: 1
  • Parking features: Carport,One Car Garage,One Space,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$164$1,968
Property Taxes $20$240
Electricity $374$4,497
Total$5,007$60,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,668/yr
40% on housing$150,210/yr
45% on housing$133,520/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$843This listing

vs Other Active Listings

Avg $/sqft

ZIP 96707$594
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96707$608
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$880,000
2026-07-02Listed for sale$880,000
2022-09-27Contingent$838,000
2022-09-13Price change$838,000
2022-08-29Listed for sale$880,000
2007-08-30Sold$440,000

For Sale by Agent

AgentYanbo Liao
BrokerageSoldier To Soldier HI Realty

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