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104 W Madison St Unit 9, Baltimore, MD, 21201

1beds
1baths
896sqft
$175,000
$195price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

Mount Vernon Baltimore Condo with Den, Elevator, Storage, Pet Friendly, Near Hopkins Shuttle, Penn Station and BWI Located in the heart of historic Mount Vernon, this contemporary loft style condo delivers modern design, low maintenance living, and true walkability in one of Baltimore’s most sought after neighborhoods. Set within a boutique 13 unit condominium, this residence offers secure elevator accessed living with zero steps, a rare and highly desirable feature in Mount Vernon real estate. Inside, the home features high ceilings, exposed ductwork, and clean architectural lines that create a true urban loft aesthetic. The layout is efficient and flexible, offering one bedroom with an en suite bath plus a separate den or office that functions seamlessly as a work from home space, guest room, or potential second bedroom. The kitchen includes modern cabinetry and a streamlined layout, while the bath features a deep Kohler soaking tub. This quiet, pet friendly building offers secure entry, elevator service, a large private storage locker, and a low monthly condo fee of $517. The building is well managed and self managed, providing a practical and cost efficient ownership structure. Easy on street permit parking is available. The location is a major advantage. A Johns Hopkins University shuttle stop is just around the corner, providing direct service to both the Homewood and East Baltimore campuses, along with convenient access to University of Maryland. The condo is also ideally located near Peabody Institute and Baltimore School for the Arts, placing you in the center of Baltimore’s academic and cultural district. Nearby Penn Station provides MARC and Amtrak service with direct connectivity to Washington, D.C., Philadelphia, and New York City. From Penn Station, both Ronald Reagan Washington National Airport and Washington Dulles International Airport are easily accessible by train, adding another layer of convenience for frequent travelers. Baltimore/Washington International Thurgood Marshall Airport is approximately 30 minutes by car or accessible by Light Rail, offering seamless regional and international travel. For buyers based on the West Coast or in the Bay Area, this presents a compelling East Coast pied à terre opportunity with unmatched connectivity. Just one block from Mount Vernon Square and The Walters Art Museum, this home is surrounded by some of Baltimore’s most sought after restaurants, cafes, and cultural destinations, including Dooby’s, The Coral Wig, Sugarvale, Magdalena, Ulysses, and Spirits of Mt Vernon. Parks, bike lanes, and everyday conveniences are all within easy reach. This is true live work city living. You can live, work, dine, and travel without ever needing to leave your neighborhood. Ideal as a primary residence, pied à terre, or low maintenance investment property, this Mount Vernon Baltimore condo offers modern comfort, strong value, and exceptional access throughout the Northeast corridor. The seller is willing to consider all reasonable offers due to a recent relocation overseas. Select high end furnishings may be included with a full price offer, creating a turnkey, low stress move in opportunity.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
86
BikeVery Bikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 2006

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Loft,Transitional,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,Laundry Room,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 896

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 0311090515 048
  • Attached to another structure: Yes
  • Zoning: OR-2
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Hail
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$480$5,760
Property Taxes $199$2,388
Electricity $281$3,374
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 21201$142
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21201$149
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$199,900
2026-04-30Price change$209,000
2026-03-18Listed for sale$215,000
2023-08-29Sold$200,000
2023-08-16Contingent$199,900
2023-08-11Listed for sale$199,900
2014-02-26Sold$182,500
2013-11-13Listing removed$199,900
2013-07-18Listed for sale$199,900
2013-04-15Listing removed$290,000
2013-01-16Listed for sale$290,000
2012-05-17Listing removed$290,000
2012-01-03Listed for sale$290,000
2011-09-30Listing removed$299,900
2011-07-15Listed for sale$290,000
2011-06-03Listing removed$299,900
2010-08-06Listed for sale$299,900
2010-06-16Listing removed$299,900
2009-06-15Listed for sale$299,900

For Sale by Agent

AgentJessica Dailey
BrokerageCompass

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