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231 Gulf St, Shrewsbury, MA, 01545

5beds
5baths
4,887sqft
$1,349,000
$276price/sqft
$9,482/moest. monthly cost
$379,280/yrincome needed

About This Home

Northeast-facing and set well back on a private, wooded 0.77-acre lot in north Shrewsbury, this 5-bedroom Colonial offers nearly 4,900 square feet across three levels. A two-story foyer opens to formal living and dining rooms with hardwood floors, coffered ceiling, and wainscoting. The chef's kitchen with Viking appliances, granite, and center island flows into a sunken family room with fireplace and Brazilian cherry floors. The main level also includes a dedicated office with built-ins and a four-season sunroom with a ductless mini-split. Upstairs, the expansive primary suite offers a spa-style bath, walk-in closet, and private bonus room, plus three bedrooms and two full baths. The walk-out lower level adds a rec room, fifth bedroom, and full bath. Updates include central air, newer water heater, and whole-house water filtration. Composite deck overlooking a level yard with wooded views. Minutes to Route 9, golf, and Mass Pike access.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
Oak Middle SchoolGrades 7-82.2 mi
9/10
Shrewsbury Sr High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Oven,Dishwasher,Range,Refrigerator,Washer,Dryer,Water Treatment,Washer/Dryer,Water Softener,Plumbed For Ice Maker
  • Laundry features: Flooring - Stone/Ceramic Tile,Electric Dryer Hookup,Washer Hookup,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry

Bathroom1

  • Features: Bathroom - Tiled With Tub & Shower, Skylight, Vaulted Ceiling(s), Countertops - Stone/Granite/Solid, Double Vanity, Lighting - Sconce, Lighting - Overhead
  • Level: Second
  • Area: 140

Bathroom2

  • Features: Bathroom - With Tub & Shower, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Double Vanity, Lighting - Sconce, Lighting - Overhead
  • Level: Second
  • Area: 80

Bathroom3

  • Features: Bathroom - With Tub & Shower, Countertops - Stone/Granite/Solid, Lighting - Sconce, Lighting - Overhead
  • Level: Second
  • Area: 42

Bedroom2

  • Features: Ceiling Fan(s), Flooring - Hardwood, Lighting - Overhead, Closet - Double
  • Level: Second
  • Area: 196

Bedroom3

  • Features: Ceiling Fan(s), Flooring - Hardwood, Lighting - Overhead, Closet - Double
  • Level: Second
  • Area: 156

Bedroom4

  • Features: Skylight, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 143

Bedroom5

  • Features: Flooring - Stone/Ceramic Tile, Lighting - Overhead, Closet - Double
  • Level: Basement
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Coffered Ceiling(s), Flooring - Hardwood, Recessed Lighting, Wainscoting, Lighting - Pendant
  • Level: Main,First
  • Area: 224

Family Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Recessed Lighting
  • Level: Main,First
  • Area: 360

Features

  • Ceiling Fan(s),Recessed Lighting,Slider,Closet/Cabinets - Custom Built,Bathroom - Half,Closet,Bathroom - With Tub & Shower,Countertops - Stone/Granite/Solid,Double Vanity,Sun Room,Home Office,Bathroom,Bonus Room,Central Vacuum,Walk-up Attic,Internet Available - Broadband
  • Window features: Bay/Bow/Box,Insulated Windows
  • Flooring: Tile,Hardwood,Flooring - Stone/Ceramic Tile,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,156
  • Finished area above ground: 3,731

Heating & Cooling

  • Heating features: Oil,Hydro Air,Ductless
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 4,887
  • Total interior livable area: 4,887 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Kitchen Island, Recessed Lighting
  • Level: Main,First
  • Area: 336

Living Room

  • Features: Flooring - Hardwood, Wainscoting, Lighting - Overhead
  • Level: Main,First
  • Area: 224

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Recessed Lighting, Lighting - Overhead
  • Level: Second
  • Area: 588

Office

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: Main
  • Area: 165

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0009 B:001001 L:0000,1672934
  • Zoning: RA
  • Exclusions: Seller's Personal Belongings And Basement Refrigerator

Features

  • Patio & porch: Deck - Composite,Patio
  • Exterior features: Deck - Composite,Patio,Rain Gutters
  • Has view: Yes
  • View description: Scenic View(s)
  • Frontage length: 60.00

Lot

  • Lot size: 0.77 Acres
  • Features: Level

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Insulated,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,821$81,852
Home Insurance *$356$4,272
Property Taxes $1,342$16,104
Electricity $963$11,564
Total$9,482$113,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,097/yr
40% on housing$284,460/yr
45% on housing$252,853/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 01545$314
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01545$303
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$1,349,000
2026-07-01Price change$1,395,000
2026-06-17Listed for sale$1,445,000
2025-09-09Listing removed$1,435,000
2025-08-11Price change$1,435,000
2025-06-13Price change$1,459,999
2025-05-15Listed for sale$1,499,000
2021-08-17Sold$1,241,000
2021-07-13Pending sale$1,200,000
2021-07-13Contingent$1,200,000
2021-07-07Listed for sale$1,200,000
2005-05-10Sold$299,900
2005-02-16Sold$1,100,000

For Sale by Agent

AgentPaul Neavyn
BrokerageGibson Sotheby's International Realty

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