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37 Putnam Hill Rd, Sutton, MA, 01590

4beds
4baths
6,000sqft
$1,745,000
$291price/sqft
$12,217/moest. monthly cost
$488,680/yrincome needed

About This Home

Unbelievable opportunity to live like you're on vacation 24/7 and own your own compound. 6+ acres of complete privacy, minutes to Mass Pike & Rt. 146, walkable to school & town center.Perfect for multigenerational living, entertaining, or buyer that needs space & ready for a true compound. This Modern Mediterranean delivers 4,500+ sq ft PLUS approx. 1,500 sq ft finished walkout, 4+ bedrooms, 3.5 baths, loft, multiple flex rooms, two master suites, 3-car garage, whole-house generator, Wolf + SubZero kitchen. Every detail done. What sets this apart? A 15x40 pool house w/ heat, AC & kitchenette, possible ADU conversion potential. Saltwater gunite pool surrounded by lush landscaping w/ pump house & walk-in storage. Post & beam barn w/ 24x32 main section plus three connected spaces w/ utilities & endless possibility (think studio, toy barn, office). Dedicated wood shed & more. This is the compound you always talked about! Pre-approval & proof of funds required prior to accompanied showing.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
Sutton Early LearningGrades PK-20.3 mi
7/10
Sutton Middle SchoolGrades 6-80.3 mi
8/10
Sutton High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Oven,Dishwasher,Microwave,Refrigerator,Freezer,Washer,Dryer,Range Hood
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Partially Finished,Walk-Out Access,Interior Entry,Garage Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Door features: Insulated Doors,French Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 4,500

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Property

Details

  • Parcel number: 4531094
  • Zoning: Res
  • Exclusions: Personal Items

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Patio,Balcony,Pool - Inground,Cabana,Storage,Barn/Stable,Professional Landscaping,Stone Wall
  • Waterfront features: Lake/Pond,1 to 2 Mile To Beach

Lot

  • Lot size: 6.34 Acres
  • Features: Easements,Level

Parking

  • Total spaces: 13
  • Parking features: Attached,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,823$105,876
Home Insurance *$450$5,400
Property Taxes $1,761$21,132
Electricity $1,183$14,197
Total$12,217$146,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$418,868/yr
40% on housing$366,510/yr
45% on housing$325,786/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 01590$271
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01590$306
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,895,000
2018-02-16Sold$825,000
2017-10-23Listing removed$920,000
2017-09-15Price change$920,000
2017-07-05Price change$965,000
2017-04-12Price change$985,000
2017-03-05Price change$1,050,000
2016-09-21Price change$1,150,000
2016-05-28Listed for sale$1,250,000

For Sale by Agent

AgentJason Saphire
Brokeragewww.HomeZu.com

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