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209 5th St #B, Palisades Park, NJ, 07650

3beds
4baths
--sqft
$920,000
--price/sqft
$6,478/moest. monthly cost
$259,120/yrincome needed

About This Home

Spacious, bright, and beautifully maintained, this 3-bedroom, 3 full and 1 half bath duplex offers comfort, flexibility, and a convenient Palisades Park location. This move-in ready home features a thoughtfully designed layout with generous living spaces throughout. The sun-filled main level offers a spacious living room with hardwood floors, recessed lighting, and oversized windows providing abundant natural light. The eat-in kitchen features rich cabinetry, granite countertops, stainless steel appliances, ample storage, and direct access to the outdoor deck, perfect for everyday living and entertaining. The upper level includes generously sized bedrooms and a spacious primary suite with a private bath. The ground level adds exceptional versatility with a separate entrance, recreation room, full bathroom, and summer kitchen—ideal for guests, extended living, or additional lifestyle needs. * Furniture has been digitally removed from the photos usin Conveniently located near Broad Avenue, NYC transportation, shopping, restaurants, parks, and major highways, this beautifully maintained duplex offers the perfect combination of space, convenience, and modern living in one of Bergen County's desirable communities.

Getting Around

65
WalkingSomewhat Walkable
55
TransitGood Transit
37
BikeSomewhat Bikeable

Schools

--
Early Child CenterGrades PK-K0.3 mi
6/10

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Property

Features

  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,652$55,824
Home Insurance *$184$2,208
Property Taxes $1,449$17,388
Electricity $193$2,318
Total$6,478$77,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,102/yr
40% on housing$194,340/yr
45% on housing$172,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07650$637
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07650$482
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$920,000

For Sale by Agent

AgentSangjin Jung
BrokerageRE/MAX Simply

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