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3809 Pinon Jay Ct NW, Albuquerque, NM, 87120

4beds
3baths
3,364sqft
$605,000
$180price/sqft
$3,847/moest. monthly cost
$153,880/yrincome needed

About This Home

This stunning residence seamlessly combines functional and formal living with its open-concept design. The main floor boasts generous space, including a formal living area, a cozy family room, a dining room, and a guest bedroom with a full bathroom. The inviting kitchen is a chef's dream, featuring granite countertops, a large pantry, a charming breakfast nook, and a gas connection beneath the cooktop. Upstairs, you'll find a spacious master suite complete with a jetted tub, separate shower, expansive walk-in closet, and a private balcony. Additionally, there are two guest bedrooms, a versatile loft, and another full bathroom.

Getting Around

26
WalkingCar-Dependent
26
TransitSome Transit
58
BikeBikeable

Schools

3/10
John Adams Middle SchoolGrades 6-81.9 mi
4/10
West Mesa High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Pitched,Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 3,364
  • Total interior livable area: 3,364 sqft

Kitchen

  • Level: Main
  • Area: 224

Living Room

  • Level: Main
  • Area: 273

Primary Bedroom

  • Level: Upper
  • Area: 272

Property

Details

  • Parcel number: 101106036133811624
  • Zoning description: R-1B*

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Deck,Private Yard
  • Fencing: Wall

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,059$36,708
Home Insurance *$121$1,452
Property Taxes $428$5,136
Electricity $239$2,870
Total$3,847$46,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,897/yr
40% on housing$115,410/yr
45% on housing$102,586/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 87120$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87120
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$605,000
2025-08-01Listing removed$640,000
2025-02-03Listed for sale$640,000
2024-11-11Listing removed$640,000
2024-11-02Listed for sale$640,000
2018-11-05Sold--
2018-09-20Pending sale$345,000
2018-07-09Price change$345,000
2018-06-18Price change$350,000
2018-05-18Listed for sale$358,700

For Sale by Agent

AgentRichard Charles Reeder
BrokerageKeller Williams Realty

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