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32 Nightingale Trail W, Wurtsboro, NY, 12790

2beds
2baths
1,524sqft
$399,900
$262price/sqft
$3,016/moest. monthly cost
$120,640/yrincome needed

About This Home

Charming 2-bedroom, 2-bath home perfectly designed for comfort and entertaining. The heart of the home features an eat-in kitchen and dining area that flows seamlessly into a spacious living room with a cozy fireplace, ideal for relaxing or hosting guests. The lower level offers a welcoming family room with an adjoining office, providing versatile space for work or play. A garage for your cars or extra storage completes the lower level. All of this nestled on a generous .47-acre lot, the property boasts a lovely yard perfect for summer fun, gardening, or simply enjoying the outdoors. This home combines warmth, functionality, and outdoor charm in one inviting package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Emma C Chase SchoolGrades K-52.5 mi
3/10
3/10
Monticello High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Entrance Foyer,Formal Dining,Open Floorplan
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Property

Details

  • Parcel number: 408904000010001003
  • Special condition: None

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$140$1,680
Property Taxes $603$7,236
Electricity $251$3,022
Total$3,016$36,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,405/yr
40% on housing$90,480/yr
45% on housing$80,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 12790$190
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12790
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$410,000
2026-04-22Listed for sale$419,900
2022-10-05Sold$307,000
2022-08-08Pending sale$319,000
2022-07-08Price change$319,000
2022-06-17Listed for sale$339,000
2003-07-02Sold$12,000

For Sale by Agent

AgentCatherine M Eichner
BrokerageEichner Realty Group Inc.

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