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61 Lake Shore Dr S, Rock Hill, NY, 12775

4beds
3baths
3,000sqft
$700,000
$233price/sqft
$5,398/moest. monthly cost
$215,920/yrincome needed

About This Home

Home is in the prime area of Emerald Green Community, known as The Jewel of Sullivan County and the most prestigious part of the original Borscht Belt. Home has many upgrades including: A large 8 person Cedar wood Sauna with electric heater ($10k Value), A Harman Pellet Stove Fireplace Insert($10K Installed) A fully marbled master bathroom with Italian Carrera marble( $45K improvement), A custom kitchen cabinetry 100% wood ($42.6K Improvement 6+ years ago), A GE Profile appliance set ($8K Value). Also comes fully furnished with mint condition couch set with electric multiple Lazy-Boy style recliners (worth over($7K), Real wood Dining set with 8 chairs and expandible leaves ($12K) A Bedroom Set ($4500+). Electric Awnings ($1500) House runs entirely on a $40K Geothermal system which makes it very efficient compared to electric and propane (commonly used in the area) Totaling in additional Value of over $180,000 in added items. Owner is also looking to include all small items like custom rugs and other bedroom sets in smaller bedrooms worth additional value in thousands. There are also works of beautiful custom art that can be had as well. This is a move in ready home. Make it your dream home or a second vacation home in the beautiful Catskill region!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Emma C Chase SchoolGrades K-55.4 mi
2/10
3/10
Monticello High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Electric,Other,Geothermal,Wood / Pellet
  • Cooling features: Central,Geothermal

Interior Area

  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 48468952I48

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$309$3,708
Property Taxes $1,055$12,660
Electricity $495$5,949
Total$5,398$64,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,074/yr
40% on housing$161,940/yr
45% on housing$143,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 12775$223
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12775
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$700,000
2018-08-13Sold$155,316
2013-04-26Sold$149,500
2012-05-31Sold$115,332
2011-09-24Listed for sale$159,000
2006-08-01Sold$360,000

For Sale by Owner

AgentProperty Owner

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