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2514 Saint Lucie Ct, Chattanooga, TN, 37421

2beds
2baths
1,506sqft
$349,900
$232price/sqft
$2,543/moest. monthly cost
$101,720/yrincome needed

About This Home

Imagine coming home to a neighborhood where the landscaping is always pristine, the streets are lined with mature trees, and every home reflects the same pride of ownership. Hidden on a quiet cul-de-sac, this beautifully maintained one-level brick home offers an effortless lifestyle that blends comfort, convenience, and the kind of peaceful setting most buyers spend years searching for. From the moment you step inside, it's clear this home has been exceptionally cared for. Designed entirely on one level, the thoughtfully planned floor plan offers the comfort and convenience of stair-free living while creating spaces that feel both open and inviting. Rich hardwood floors, elegant crown molding, and a beautiful gas fireplace anchor the spacious living room, while the formal dining area is perfectly suited for everything from holiday dinners to casual evenings with family and friends. One of the home's defining features is the way it embraces outdoor living. Just beyond the living room, the bright, light-filled sunroom provides a peaceful retreat in every season--a favorite spot for morning coffee, reading, or simply enjoying the view. Step outside to the recently added rear deck, where you'll find an outdoor living space that feels both private and relaxing. Whether you're grilling with friends, unwinding after work, or enjoying the shade of the mature trees, this backyard was designed to be enjoyed. The kitchen offers abundant cabinetry, generous countertop space, and stainless steel appliances that remain with the home, making moving in effortless. Tucked away for privacy, the spacious primary suite features a tray ceiling, walk-in closet, and a well-appointed ensuite bath with double vanities, a jetted soaking tub, and a separate shower. A comfortable guest bedroom, full secondary bath, and attached garage complete a floor plan that perfectly balances everyday functionality with timeless comfort. What truly sets this home apart is the lifestyle that comes with it. The low-fee HOA handles mowing both the front and back lawns, front landscape maintenance and seasonal mulching, common area upkeep, neighborhood gas lights, and even trash pickup. The result is a community that always looks beautiful and allows you to spend your weekends enjoying life instead of maintaining a yard. Whether you're traveling, spending time with family, or simply relaxing on your deck, you'll appreciate the freedom that comes with truly low-maintenance living. Perfectly positioned just minutes from Hamilton Place, restaurants, shopping, medical facilities, parks, and interstate access, you'll enjoy the convenience of being close to everything while coming home to a quiet neighborhood that feels tucked away from the pace of everyday life. Beautifully maintained, thoughtfully updated, and truly move-in ready, homes offering this combination of single-level living, exceptional outdoor space, meticulous care, and maintenance-free convenience are becoming increasingly difficult to find. More than just a place to live, this is a home designed to make every day a little easier, a little quieter, and a lot more enjoyable.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

7/10
Ooltewah Middle SchoolGrades 6-84.0 mi
5/10
Ooltewah High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,High Ceilings,Primary Downstairs,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Separate Dining Room,Whirlpool Tub
  • Window features: Insulated Windows,Storm Window(s),Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,506

Heating & Cooling

  • Heating features: Central,Ceiling
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,506
  • Total interior livable area: 1,506 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 149c A 006.07

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 41.30 x 140

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Off Street,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $174$2,088
Property Taxes $425$5,100
Electricity $175$2,103
Total$2,543$30,516

Income You'd Need if You Spent...

35% on housing$87,188/yr
40% on housing$76,290/yr
45% on housing$67,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$349,900
2023-11-30Sold$329,900
2023-11-29Pending sale$329,900
2023-10-28Contingent$329,900
2023-10-19Listed for sale$329,900
2023-10-07Contingent$329,900
2023-10-05Listed for sale$329,900
2018-03-19Sold$185,000
2018-02-07Pending sale$187,500
2018-01-31Listed for sale$187,500
2014-11-14Sold$165,000
2014-08-26Price change$169,900
2014-07-02Price change$172,900
2014-05-27Listed for sale$175,000
2014-05-27Pending sale$175,000
2014-05-02Listed for sale$175,000
2010-09-10Listing removed$178,900
2010-03-21Price change$187,500
2009-10-06Price change$194,900
2009-04-05Listed for sale$199,900
2008-11-21Listing removed$204,900
2008-08-31Price change$204,900
2008-05-29Listed for sale$205,900

For Sale by Agent

AgentChristopher Todd
BrokerageRogue Real Estate Company llc

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