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2177 Lone Pecan Dr, Mesquite, TX, 75181

4beds
3baths
3,034sqft
$394,900
$130price/sqft
$3,012/moest. monthly cost
$120,480/yrincome needed

About This Home

How to get more home, more lot, and more value than nearby new construction? You'll find it in this beautifully maintained Mesquite home. With more living space for the money than many nearby new-build options, this property offers generous living space, a large landscaped lot, and a new roof installed in 2025. Beyond the home itself, buyers will appreciate outdoor improvements that could cost thousands of dollars to recreate today. The value-added features below reflect years of investment, convenience, and curb appeal already in place for the next owner. Inside, you'll find 3 bedrooms plus a private study that can easily function as a 4th bedroom, 2.5 baths, and a spacious game or media room. Recent updates include beautiful kitchen countertops and an updated upstairs bath, creating a move-in-ready home that combines comfort, flexibility, and exceptional value. Additional value-added features include a large landscaped lot with mature flower beds and shade trees, a solar-powered electric driveway gate, underground automated sprinkler system, landscape lighting throughout the property, and a custom-built utility shed for storage, hobbies, or workspace. Enjoy outdoor living, entertaining, gardening, and room to grow in a neighborhood where many newer homes offer smaller lots and limited landscaping. This is a rare opportunity to own a property where the upgrades are already done, the landscape is fully established, and the value is immediately apparent.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
5/10
Terry Middle SchoolGrades 6-80.3 mi
3/10
Horn High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cable TV
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Den,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,034 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Dual Sinks,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 381586600N0200000
  • Attached to another structure: Yes
  • Exclusions: See Transaction Desk

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Brick,Wood

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Lawn

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Cold Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$388$4,656
Property Taxes $295$3,540
Electricity $333$3,997
Total$3,012$36,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,268/yr
40% on housing$90,360/yr
45% on housing$80,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 75181$157
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75181$150
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$394,900
2026-06-12Listed for sale$399,900

For Sale by Agent

AgentCole Sawyer
BrokerageSawyer Realty Group

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