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5437 Quarter Horse Ln, Moseley, VA, 23120

5beds
4baths
3,231sqft
$665,000
$206price/sqft
$4,233/moest. monthly cost
$169,320/yrincome needed

About This Home

Welcome to this stunning home featuring a grand two-story foyer accented with elegant custom moldings. The open-concept floor plan showcases hardwood floors throughout the main level. The spacious family room is highlighted by custom built-ins, a cozy fireplace, and a beautiful coffered ceiling. The gourmet kitchen offering an oversized island with counter-height seating, stainless steel appliances and granite countertops. Just off the kitchen, you’ll find a convenient laundry room, drop zone, and built-in workstation. Upstairs, the luxurious primary suite offers a spa-inspired bath and a generous walk-in closet. Three additional bedrooms and a full hall bath complete the second floor. The finished third level provides exceptional flexibility with a full bath, making it ideal as a fifth bedroom. Step outside to your private, tree-lined backyard featuring a spacious deck and stamped concrete patio.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
8/10
8/10
Cosby High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),Pantry
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,231 sqft

Property

Details

  • Parcel number: 712679728500000
  • Zoning: R15

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None,Association
  • Patio & porch: Porch
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,4 Space,Multi Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$145$1,740
Property Taxes $415$4,980
Electricity $311$3,734
Total$4,233$50,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,131/yr
40% on housing$126,990/yr
45% on housing$112,880/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$222
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentJennifer Morgan
BrokerageThrive Realty

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