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3509 172nd St E, Tacoma, WA, 98446

2beds
1baths
560sqft
$509,000
$909price/sqft
$3,334/moest. monthly cost
$133,360/yrincome needed

About This Home

Charming 560 sq ft home on a .553 ac (24,089 sq ft) lot, currently rented for $1,350/month—great income while planning your next project! Located on a quiet cul-de-sac in a well-kept neighborhood. A recent BLA adjusted the boundary line between parcels into a straight line. Combined with the adjacent .537 ac parcel, zoning allows up to five dwellings (possibly six—buyer to verify). Build duplexes or single-family homes, keep the home as an ADU, or design your dream home on over an acre. Water on property, sewer available on 36th. Buyer to verify all information and perform due diligence.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
3/10
4/10
Spanaway Lake High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1973

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 5003410081
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 1.09 Acres
  • Features: Fenced-Partially

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$124$1,488
Property Taxes $488$5,856
Electricity $149$1,793
Total$3,334$40,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,308/yr
40% on housing$100,020/yr
45% on housing$88,906/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$909This listing

vs Other Active Listings

Avg $/sqft

ZIP 98446$247
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98446$293
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-29Listed for sale$509,000

For Sale by Agent

AgentRodica Morar
BrokerageJohn L. Scott, Inc.

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