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1314 S 10th STREET, Manitowoc, WI, 54220

3beds
2baths
--sqft
$174,900
--price/sqft
$1,381/moest. monthly cost
$55,240/yrincome needed

About This Home

Turnkey, fully occupied duplex in Manitowoc, WI offering immediate income and long-term upside. This well-maintained upper/lower property features a 2-bedroom lower unit and a 1-bedroom upper unit, both currently leased. Separate electric, solid mechanicals, basement storage, and a detached 2-car garage add to its appeal. Strong rental history and stabilized occupancy make this an excellent opportunity for investors seeking a performing multifamily property in Wisconsin. Expand your portfolio with a cash-flowing asset in a growing rental market. Request additional details today.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

4/10
2/10
4/10
Lincoln High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1893

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Brick,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Property

Details

  • Parcel number: 000326080
  • Zoning: Residential
  • Exclusions: Awning On Deck Side. Seller's And Tenant's Personal Property.

Features

  • Levels: Two
  • Stories: 2
  • Living area range: Not Available

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Garage Door Opener,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$80$960
Property Taxes $246$2,952
Electricity $171$2,054
Total$1,381$16,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,348/yr
40% on housing$41,430/yr
45% on housing$36,826/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 54220$182
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54220$152
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$174,900
2026-03-04Listed for sale$179,900
2024-10-18Sold$150,000

For Sale by Agent

AgentSalvador Tovar, Jr
BrokerageRealty of America LLC

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