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1311 S 31st St, Manitowoc, WI, 54220

2beds
1baths
925sqft
$165,000
$178price/sqft
$1,312/moest. monthly cost
$52,480/yrincome needed

About This Home

Showings Start 5/15/26 // This SUPER-DUPER-CUTE ranch home is looking for its next owner! Laid out perfectly for its cozy size. Relax in your large living room in front, with the functional kitchen right next to it. You get 2 comfortable bedrooms tucked quietly in back (previously 3 beds), alongside a full bath. Need storage? You'll appreciate the full, clean basement complete with a convenient half bath (toilet/sink). Park with ease in your large 2 car garage. Step outside and enjoy the serene view of a prairie vacant lot with no backyard neighbors! Plus, you get to move in with peace of mind: windows have been replaced, and the roofs, A/C, and water heater were all done within the past few years. Close to shopping & more! Make it yours with some TLC! // 48 hr binding & no bind wkd/hldy.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
2/10
4/10
Lincoln High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Block
  • Construction materials: Pressboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Toilet Only

Bedroom1

  • Level: Main
  • Dimensions: 10x10

Bedroom2

  • Level: Main
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 925

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 925 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x10

Living Room

  • Level: Main
  • Dimensions: 23x13

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath

Details

  • Parcel number: 052370000220.00
  • Zoning: Residential
  • Exclusions: Tenants personal property

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$76$912
Property Taxes $231$2,772
Electricity $171$2,054
Total$1,312$15,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,982/yr
40% on housing$39,360/yr
45% on housing$34,986/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 54220$182
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54220$152
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$165,000
2005-11-10Sold$53,900
2005-10-07Sold$75,900

For Sale by Agent

AgentKeith A Krepline
BrokerageColdwell Banker Real Estate Group

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