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1009 N 12th St, Manitowoc, WI, 54220

3beds
2baths
1,534sqft
$124,999
$81price/sqft
$1,020/moest. monthly cost
$40,800/yrincome needed

About This Home

INVESTOR SPECIAL! Endless potential awaits at 1009 N 12th St in Manitowoc. This classic 1929 home features 2 bedrooms, 1.5 bathrooms, and 1,534 sq. ft. of living space. This property is an ideal fix-and-flip project or a value-add addition to your rental portfolio. Key Features & Highlights: Layout: Generous footprint with flexible living space. Opportunity: High equity upside with cosmetic updates or layout optimization. Location: Prime Close to schools, parks, and local amenities. Bring your contractor, tools, and vision to build instant equity in a solid market. Selling AS-IS.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
5/10
4/10
Lincoln High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Poured Concrete
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Dimensions: 15x12

Bedroom2

  • Level: Upper
  • Dimensions: 15x8

Bedroom3

  • Level: Upper
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,534

Formal Dining Room

  • Level: Main
  • Dimensions: 14x11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air

Interior Area

  • Total interior livable area: 1,534 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x11

Living Room

  • Level: Main
  • Dimensions: 23x12

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 475001150
  • Zoning: Residential
  • Exclusions: Seller's personal property,refrigerator in front near kitchen,chest freezer in basement

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$57$684
Property Taxes $160$1,920
Electricity $171$2,054
Total$1,020$12,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,971/yr
40% on housing$30,600/yr
45% on housing$27,200/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 54220$182
Manitowoc County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54220$152
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Contingent$124,999
2026-08-03Listed for sale$124,999
2026-07-30Contingent$124,999
2026-07-24Listed for sale$124,999

For Sale by Agent

AgentPete J Weyenberg
BrokerageCentury 21 Ace Realty

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