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2020 Herman Rd, Manitowoc, WI, 54220

1beds
1baths
1,039sqft
$135,000
$130price/sqft
$1,087/moest. monthly cost
$43,480/yrincome needed

About This Home

This is a true fixer upper BUT it has some bonuses right away! The garage----huge and in great condition---there is plenty of room for multiple cars, trucks, boat, 4 wheeler, snow blower or more! The driveway and yard (over a quarter acre!) are in great shape and location is ideal for easy access to everything. There is a great floorplan----this home has one bedroom but has the potential for more----bring your creativity because at this price point you can refresh the interior of the home and make it yours while still staying way under the cost of an already completed home. Another bonus? It's priced below assessed value! You can really turn this place into a dream! Furnace/AC 2015.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
5/10
4/10
Lincoln High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: Main
  • Dimensions: 8x10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Family Room

  • Level: Main
  • Dimensions: 20x8

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,039

Interior Area

  • Total interior livable area: 1,039 sqft

Kitchen

  • Level: Main
  • Dimensions: 8x10

Living Room

  • Level: Main
  • Dimensions: 15x10

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom

Details

  • Parcel number: 719002040
  • Zoning: Residential
  • Exclusions: seller's personal property

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$62$744
Property Taxes $172$2,064
Electricity $171$2,054
Total$1,087$13,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,268/yr
40% on housing$32,610/yr
45% on housing$28,986/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 54220$182
Manitowoc County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54220$152
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$150,000
2004-03-24Sold$100

For Sale by Agent

AgentJennifer R Dickey
BrokerageBerkshire Hathaway HS Metro Realty-The Collective

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