240 Jackson St APT 622, Lowell, MA, 01852
About This Home
Welcome to Upper Cotton House Lofts at Appleton Mills! This stylish two-level loft offers 1 bedroom, 1.5 baths, and an open-concept layout that blends historic mill character with modern convenience. Featuring exposed brick and beams, soaring ceilings, hardwood flooring, granite countertops, stainless steel appliances, and abundant natural light, this home offers a unique urban living experience. The lower level features a spacious bedroom, a full bathroom, and a versatile bonus room perfect for a home office, guest space, or additional living area. Enjoy in-unit laundry, mini-split heating and cooling, secure elevator access, and optional parking (available for a monthly fee). Ideally located in the heart of downtown Lowell, the MBTA Commuter Rail, restaurants, shopping, galleries, museums, parks, and major highways. A fantastic opportunity for both owner-occupants and investors.
Getting Around
Walker's Paradise
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Brick
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
- Laundry features: In Unit
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area above ground: 1,814
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Ductless
Interior Area
- Total structure area: 1,814
- Total interior livable area: 1,814 sqft
Property
Details
- Parcel number: 4683564
- Attached to another structure: Yes
- Zoning: DMU
Features
- Entry location: Unit Placement(Upper)
Parking
- Parking features: Rented
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $371 | $4,452 |
| Electricity | $357 | $4,292 |
| Total | $2,869 | $34,428 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $399,999 |
| 2020-10-29 | Sold | $350,000 |
| 2020-08-27 | Pending sale | $349,999 |
| 2020-08-23 | Listed for sale | $349,999 |
| 2017-12-27 | Sold | $247,400 |
| 2017-10-17 | Pending sale | $249,900 |
| 2017-09-12 | Listing removed | $1,750 |
| 2017-09-12 | Listed for sale | $249,900 |
| 2017-08-24 | Price change | $1,750 |
| 2017-08-09 | Listed for rent | $1,850 |
| 2009-03-31 | Sold | $180,000 |
| 2008-05-29 | Listing removed | $182,900 |
| 2008-05-28 | Price change | $182,900 |
| 2008-03-26 | Price change | $209,900 |
| 2008-03-22 | Price change | $222,900 |
| 2008-03-15 | Price change | $224,900 |
| 2008-03-05 | Price change | $229,900 |
| 2008-02-21 | Price change | $99,000 |
| 2008-01-26 | Listed for sale | $250,000 |
| 2005-04-15 | Sold | $252,500 |
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