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100 Chestnut St, West Springfield, MA, 01089

3beds
2baths
1,020sqft
$279,900
$274price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

At 100 Chestnut U:100, West Springfield, MA, discover a meticulously maintained attached single-family residence, built in 1865, offering 1020 square feet of inviting living space, ready for immediate occupancy. This property stands as a testament to enduring craftsmanship, thoughtfully updated for contemporary living. The residence encompasses three well-proportioned bedrooms, providing comfortable private retreats. Complementing these are two full bathrooms, designed for both functionality and ease. Further enhancing this property's appeal are the practical advantages of solar panels, contributing to energy efficiency. An attached carport provides convenient vehicle shelter, while a welcoming porch offers an ideal spot for relaxation. The private yard, complete with a fire pit, creates an intimate outdoor setting for leisure and gatherings. We invite you to explore this exceptional property and envision the lifestyle it affords. Public record lists as a "half duplex" as it is attached to unit number 106.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10

Construction

Condition

  • Year built: 1865

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Condex

Interior

Appliances

  • Laundry features: First Floor

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: First
  • Area: 81

Bedroom3

  • Level: Second
  • Area: 81

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,020
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Kitchen

  • Features: Flooring - Vinyl, Dining Area, Exterior Access
  • Level: Main,First
  • Area: 192

Living Room

  • Features: Flooring - Vinyl, Exterior Access
  • Level: Main,First
  • Area: 140

Master Bedroom

  • Level: Second
  • Area: 221

Property

Details

  • Parcel number: 4551115
  • Attached to another structure: Yes
  • Zoning: RB

Features

  • Entry location: Unit Placement(Ground)
  • Patio & porch: Enclosed
  • Exterior features: Porch - Enclosed

Parking

  • Total spaces: 5
  • Parking features: Carport,Off Street
  • Uncovered spaces: 5
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$115$1,380
Property Taxes $345$4,140
Electricity $354$4,259
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 01089$197
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01089$245
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$279,900
2022-07-01Sold$209,000
2005-07-25Sold$134,000

For Sale by Agent

AgentShawna Serricchio
BrokerageColdwell Banker Realty - Western MA

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