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646 SW 7th Ter, Florida City, FL, 33034

3beds
3baths
1,527sqft
$285,000
$187price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

BEAUTIFUL TOWNHOUSE WITH 3 BEDROOMS AND 2.5 BATHROOMS. NO APPROVAL !! .. BRIGHT AND SPACIOUS WITH GREAT KITCHEN SPACE. TYLE ON BEDROOMS AND TILE ON COMMON AREAS. 2 PARKING SPACES. NO HOA!! GREAT FOR INVESTOR!!! RENTED FOR $2300 until February 2026. Showings only with a signed offer

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

1/10
5/10
Homestead Middle SchoolGrades 6-82.6 mi
3/10

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: Townhouse
  • Architectural style: Old Spanish
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,747
  • Total interior livable area: 1,527 sqft

Property

Details

  • Parcel number: 1678250200310
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 2
  • Parking features: 2 Or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$100$1,200
Property Taxes $499$5,988
Electricity $197$2,366
Total$2,237$26,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 33034$205
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33034$273
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$310,000
2025-07-29Price change$320,000
2025-05-09Listed for sale$330,000
2025-01-02Listing removed$2,500
2024-11-13Listed for rent$2,300
2024-11-07Listing removed$2,400
2024-09-25Price change$2,400
2024-09-17Listed for rent$2,500
2023-11-07Sold$225,000
2018-02-23Sold$120,000
2007-02-21Sold$230,000
2006-06-27Sold$209,800

For Sale by Agent

AgentMariana Fournes
BrokerageFortune Christie's International Real Estate

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