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1620 S Ryamar Cv, Cordova, TN, 38016

2beds
2baths
2,220sqft
$292,000
$132price/sqft
$2,126/moest. monthly cost
$85,040/yrincome needed

About This Home

Private 2BR/2BA home with approx. 2,220 sq ft in a gated 55+ community. Features hardwood floors, sunroom, bonus room upstairs, and both bedrooms on the main level. Large primary closet, fenced backyard, and 2-car garage. New roof and hot water heater (2025). Kitchen appliances plus washer & dryer remain. Community clubhouse available for gatherings.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
5/10
Cordova Middle SchoolGrades 6-82.8 mi
4/10
Cordova High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Area: 198

Dining Room

  • Features: Separate Dining Room
  • Area: 96

Features

  • 1 or More BR Down,Primary Down,Split Bedroom Plan,Double Vanity Bath,2 Full Primary Baths,Full Bath Down,Other (See Remarks),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Hardwood,Part Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,220 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Area: 156

Living Room

  • Features: Separate Living Room
  • Area: 256

Master Bathroom

  • Features: Separate Shower,Tile Floor,Whirlpool Tub

Master Bedroom

  • Features: Walk-In Closet(s),Carpet
  • Level: First
  • Area: 270

Property

Details

  • Parcel number: 096500 B00033

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Other (See REMARKS)
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath
  • Fencing: Wood Fence

Lot

  • Lot size: 4,356 sqft
  • Features: Landscaped
  • Lot size dimensions: .1

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,476$17,712
Home Insurance $234$2,808
Property Taxes $236$2,832
Electricity $180$2,164
Total$2,126$25,512

Income You'd Need if You Spent...

35% on housing$72,891/yr
40% on housing$63,780/yr
45% on housing$56,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 38016$128
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38016$134
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$305,000
2025-11-07Listing removed$285,000
2025-10-10Pending sale$285,000
2025-09-19Price change$285,000
2025-05-17Listed for sale$305,000
2007-03-23Sold$230,895

For Sale by Agent

AgentStephen S Martin
BrokerageSmall Town Hunting Properties

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