




2109 Chad Ln, Montgomery, IL, 60538
About This Home
Beautiful Curb appeal greets you as you pull in the newly blacktopped driveway with Brick Ribbons and Front Porch. This Lovely Home offers 4 Bedrooms Plus 1st floor Den, finished Basement and 3 Car Garage! Step onto the Front Porch and enjoy Morning Coffee to start your day. Enter into the Foyer to an Open Concept layout, Vaulted Living Room, Dining Room & Family Room with neutral carpet! From the Family Room into the Kitchen which is the heart of the home with tons of 42 Inch Maple Cabinets with decorative backsplash, and Island for lots of Cooking prep room and storage. 2 Year new Refrigerator & Pantry Closet . Sun room with Wall of windows is currently being used as eating area! 1st Floor Den/Office can be used as a 5th bedroom. Spacious 1/2 Bath. Laundry room with washer & dryer & Refrigerator/Freezer complete the first floor. Door to your Huge 3 Car Garage with heavy duty stainless steel and wood shelving. Head inside to Oak Railings bring you upstairs to 4 comfortable bedrooms. Master Bedroom Suite with Walk in Closet & Master Bath with Soaker Tub & Separate Shower and his & her sinks. Three additional bedrooms with ample closet space share a second full bathroom, providing room for family & guests. Lovely rooms to rest regenerate and get started with a new day! Head Downstairs to the Finished Basement with Theater area with built in speakers and space to watch movies. Huge Rec room for holiday gatherings. An additional bedroom with French doors and a den for a home office exercise room or whatever flex space you need. Also a Spacious Storage room. Sliding Glass door from Kitchen to Back yard to lovely Brick paver patio and beautifully landscaped yard. New Roof vinyl Siding and Gutters added 2025. Owner offering a one year HWA Diamond warranty for peace of mind.
Getting Around
Schools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal
- Laundry features: Main Level,In Unit
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Second
- Area: 182
- Dimensions: 14X13
Bedroom3
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Second
- Area: 130
- Dimensions: 10X13
Bedroom4
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Second
- Area: 143
- Dimensions: 11X13
Bedroom5
- Features: Flooring (Carpet)
- Level: Basement
- Area: 154
- Dimensions: 14X11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Features: Flooring (Vinyl),Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 150
- Dimensions: 10X15
Dining Room
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Main
- Area: 132
- Dimensions: 11X12
Family Room
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Main
- Area: 252
- Dimensions: 18X14
Features
- Cathedral Ceiling(s)
- Window features: Screens
- Finished area below ground: 1,033
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,960
- Total interior livable area: 2,627 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet),Flooring (Vinyl)
- Level: Main
- Area: 225
- Dimensions: 15X15
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 54
- Dimensions: 6X9
Living Room
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Main
- Area: 180
- Dimensions: 15X12
Master Bedroom
- Features: Flooring (Carpet),Window Treatments (Window Treatments),Bathroom (Full)
- Level: Second
- Area: 225
- Dimensions: 15X15
Office
- Features: Flooring (Carpet)
- Level: Basement
- Area: 196
- Dimensions: 14X14
Other
- Features: Flooring (Carpet)
- Level: Basement
- Area: 180
- Dimensions: 15X12
Other
- Level: Basement
- Area: 49
- Dimensions: 7X7
Recreation Room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 392
- Dimensions: 28X14
Storage
- Level: Basement
- Area: 171
- Dimensions: 19X9
Sun Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 165
- Dimensions: 15X11
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0202126002
- Special condition: None
- Other equipment: Sump Pump
Features
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 61X120
Parking
- Total spaces: 3
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,476 | $29,712 |
| Home Insurance * | $219 | $2,628 |
| Property Taxes | $930 | $11,160 |
| Electricity | $202 | $2,424 |
| Total | $3,827 | $45,924 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $467,000 |
| 2026-08-06 | Price change | $479,700 |
| 2026-07-29 | Listed for sale | $489,700 |
| 2017-05-26 | Sold | $255,000 |
| 2017-04-04 | Pending sale | $259,900 |
| 2017-01-21 | Price change | $259,900 |
| 2016-10-24 | Listed for sale | $269,900 |
| 2006-04-05 | Sold | $300,000 |
