371 McGrath Dr, Oswego, IL, 60543
About This Home
Welcome to this beautifully updated townhome in Oswego's highly sought-after Churchill Club community. Perfectly positioned on a premium lot overlooking expansive open green space and tucked away from traffic and road noise, this move-in-ready home offers the ideal combination of comfort, convenience, and modern upgrades. Step inside to a bright, open-concept floor plan filled with natural light and designed for today's lifestyle. Recent improvements include stunning quartz countertops, luxury plank flooring throughout, refreshed bathrooms, updated lighting fixtures, and an EV charging station in the attached two-car garage. The spacious kitchen flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Upstairs, you'll find three generously sized bedrooms, two full baths, and a versatile loft that works perfectly as a home office, study area, or additional living space. The primary suite offers a private retreat, while the convenient second-floor layout keeps everything within easy reach. Enjoy morning coffee or evening sunsets from the private rear deck overlooking a beautifully maintained greenbelt, providing peaceful views and added privacy rarely found in townhome living. Major mechanical and exterior improvements add exceptional value, including a newer roof, gutters, driveway, furnace, water heater, and washer. This home has been meticulously maintained and thoughtfully updated throughout. Residents of Churchill Club enjoy access to resort-style amenities including a clubhouse, outdoor pool with waterslide, splash pad, tennis courts, sand volleyball court, playgrounds, parks, walking trails, and more. Highly regarded District 308 schools-including Churchill Elementary, Plank Junior High, and the Brokaw Early Learning Center-are located within the community, while Oswego East High School is just minutes away. Shopping, dining, entertainment, and everyday conveniences are all nearby. Offering modern updates, a premium location, top-rated amenities, and true move-in-ready condition, this exceptional home is a rare opportunity in one of Oswego's most desirable communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Notable Dates
- Major remodel year: 2026
Other
- Builder model: SWALE
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Gas Dryer Hookup,In Unit
Basement
- Basement: None
Bedroom2
- Features: Flooring (Vinyl)
- Level: Second
- Area: 143
- Dimensions: 13X11
Bedroom3
- Features: Flooring (Vinyl)
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 121
- Dimensions: 11X11
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,700 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Vinyl)
- Level: Main
- Area: 121
- Dimensions: 11X11
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 48
- Dimensions: 8X6
Living Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 192
- Dimensions: 16X12
Loft
- Features: Flooring (Vinyl)
- Level: Second
- Area: 48
- Dimensions: 8X6
Master Bedroom
- Features: Flooring (Vinyl),Bathroom (Full)
- Level: Second
- Area: 208
- Dimensions: 16X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0311377012
- Special condition: None
- Other equipment: TV-Cable,Ceiling Fan(s)
Features
- Patio & porch: Patio
Lot
- Features: Common Grounds
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,EV Ready,Electric Vehicle Charging Station(s),Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Strong Wind
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $645 | $7,740 |
| Electricity | $130 | $1,569 |
| Total | $2,629 | $31,548 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $340,000 |
| 2026-07-10 | Listed for sale | $345,000 |
| 2026-07-10 | Listing removed | $345,000 |
| 2026-07-02 | Price change | $345,000 |
| 2026-06-19 | Listed for sale | $350,000 |
| 2025-08-07 | Sold | $325,000 |
| 2025-07-09 | Contingent | $325,000 |
| 2025-07-03 | Listed for sale | $325,000 |
| 2025-07-03 | Listing removed | $2,400 |
| 2025-06-15 | Listed for rent | $2,400 |
| 2020-07-14 | Listing removed | $1,750 |
| 2020-07-10 | Listed for rent | $1,750 |
| 2015-06-17 | Listing removed | $1,550 |
| 2015-06-10 | Listed for rent | $1,550 |
| 2013-07-18 | Listing removed | $1,500 |
| 2013-06-12 | Price change | $1,500 |
| 2013-05-24 | Listed for rent | $1,550 |
| 2011-08-10 | Listing removed | $1,450 |
| 2011-06-06 | Listed for sale | $1,450 |
| 2006-04-13 | Sold | $180,500 |
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