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18458 Pepper St, Castro Valley, CA, 94546

5beds
4baths
3,190sqft
$1,698,000
$532price/sqft
$11,299/moest. monthly cost
$451,960/yrincome needed

About This Home

Imagine coming home to a peaceful retreat tucked along a quiet, private streetyet only minutes from downtown Castro Valleys new shops, restaurants, and everyday conveniences. This spacious five-bedroom, four-bath residence offers approximately 3,190 square feet of comfortable living, with a three-car garage and an inviting floor plan designed for both daily life and entertaining. The heart of the home features granite countertops, a generous center island with a gas cooktop, double ovens, and an elegant octagonal tray ceiling. A downstairs bedroom and full bathroom provide ideal flexibility for multigenerational living, guests, or a private home office. Upstairs, a conveniently located laundry room makes everyday routines easier, while decorative coffered ceilings add architectural character. Built in 2007 and equipped with leased solar, this home offers the rare feeling of privacy and tranquility without sacrificing proximity to downtown Castro Valley and nearby Lake Chabot.

Getting Around

40
WalkingCar-Dependent
28
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

9/10
10/10
Creekside Middle SchoolGrades 6-80.9 mi
9/10
Castro Valley High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Disposal,Microwave,Double Oven,Refrigerator,Washer/Dryer
  • Laundry features: Gas Dryer Hookup,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, ShowersoverTubs2plus, Tile

Bedroom

  • Features: GroundFloorBedroom, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: DiningFamilyCombo

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,190
  • Total interior livable area: 3,190 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan, Island, Pantry

Property

Details

  • Parcel number: 084C0840013
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 8,986 sqft

Parking

  • Total spaces: 3
  • Parking features: Assigned,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,586$103,032
Home Insurance *$262$3,144
Property Taxes $1,767$21,204
Electricity $684$8,208
Total$11,299$135,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$387,394/yr
40% on housing$338,970/yr
45% on housing$301,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 94546$526
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94546$669
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$1,698,000
2026-07-23Listed for sale$1,698,000
2007-02-13Sold$990,000

For Sale by Agent

AgentSamantha Cortez
BrokerageIntero Real Estate Services

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