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4681 Big Bear Rd, Oakley, CA, 94561

4beds
2baths
2,055sqft
$648,000
$315price/sqft
$4,478/moest. monthly cost
$179,120/yrincome needed

About This Home

Welcome to 4681 Big Bear Road in Oakley! From the freshly painted front porch to the new carpet and interior paint, every detail has been thoughtfully updated to create a warm and welcoming place to call home. A unique feature of this home is that the third and fourth bedrooms have been combined to create one oversized room, offering flexibility for a home office, gym, media room, or an expansive secondary bedroom. The seller is willing to convert the space back to two separate bedrooms, offering flexibility to meet the buyer's needs. Ideally located just minutes from Oakley's vibrant downtown, residents enjoy convenient access to local restaurants, shopping, community events, and everyday amenities. Outdoor enthusiasts will appreciate the home's proximity to Big Break Regional Shoreline, offering scenic Delta views, walking trails, fishing, kayaking, and wildlife observation. The property is also conveniently located near Oakley's newest retail and dining destinations- Oakley Shops at Laurel Fields. You'll find a recently opened Safeway, Starbucks, and several new restaurants and neighborhood services. This prime location offers the perfect balance of recreation, convenience, and community. Whether you're looking for additional living space, room to work from home, or the convenience of single story living, this home presents a fantastic opportunity in Oakley.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

3/10
2/10
5/10
Freedom High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2004

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Refrigerator,Dryer,Washer
  • Laundry features: Dryer,Laundry Room,Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area,Pantry
  • Flooring: Laminate,Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,055
  • Total interior livable area: 2,055 sqft

Kitchen

  • Features: Dishwasher, Disposal, Gas Range/Cooktop, Kitchen Island, Microwave, Pantry, Range/Oven Free Standing, Refrigerator

Property

Details

  • Parcel number: 0333800043
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Back Yard,Front Yard,Sprinklers Automatic,Sprinklers Front,Landscape Back,Landscape Front,Low Maintenance
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: Back Yard,Front Yard,Landscaped,Paved

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,276$39,312
Home Insurance *$146$1,752
Property Taxes $616$7,392
Electricity $440$5,288
Total$4,478$53,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,531/yr
40% on housing$134,340/yr
45% on housing$119,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$313
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-25Listed for sale$648,000
2008-12-15Sold$239,000
2008-11-28Listed for sale$238,900
2008-09-12Sold$218,000
2006-07-14Sold$545,000
2004-06-03Sold$380,000

For Sale by Agent

AgentMisa Tanaka
BrokerageWR Properties

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