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32001 Stone Tree Ln, Whitewater, CO, 81527

4beds
2baths
2,262sqft
$625,000
$276price/sqft
$3,824/moest. monthly cost
$152,960/yrincome needed

About This Home

Back on the market with NEW Carpet! Quiet country living minutes from town with plenty of space to park your toys or build your workshop! This custom home was designed with an open living area and split bedroom setup. With amazing southfacing views of the Escalante, it is easy to relax in this comfortable space. A large primary suite steps down into an enclosed sunroom for morning coffee or evening relaxation. A cozy family oriented kitchen has abundant natural wood cabinetry storage and a casual dining area with a view! A 4th conforming bedroom off the kitchen can be used as office space. This beloved home is waiting for you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Refrigerator,Trash Compactor,Washer
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 11x14

Bedroom3

  • Level: Main
  • Dimensions: 11x14

Bedroom4

  • Level: Main
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12x14

Family Room

  • Level: Main
  • Dimensions: 10x18

Features

  • Ceiling Fan(s),Kitchen/Dining Combo,Main Level Primary,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,262
  • Total interior livable area: 2,262 sqft

Kitchen

  • Level: Main
  • Dimensions: 10x18

Laundry

  • Level: Main
  • Dimensions: 6x10

Living Room

  • Dimensions: 0

Master Bedroom

  • Level: Main
  • Dimensions: 13x17

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 296710115004
  • Zoning description: PUD

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Fencing: None

Lot

  • Lot size: 2 Acres
  • Features: Cul-De-Sac,Landscaped
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Landslide
Lightning
Inland Flooding
Wildfire
Winter Weather
Avalanche
Drought

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$281$3,372
Property Taxes $197$2,364
Electricity $186$2,232
Total$3,824$45,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,108/yr
40% on housing$114,720/yr
45% on housing$101,973/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 81527$2,394
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81527$244
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$650,000
2026-04-02Listing removed$650,000
2026-03-26Listed for sale$650,000
2004-10-28Sold$39,950

For Sale by Agent

AgentROBBIE SENG
BrokerageHOMESMART REALTY PARTNERS

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