5138 Indian Ocean Loop, Tavares, FL, 32778
About This Home
Royal Harbor Community look at this well-maintained 3 Bedroom 2 Bathroom nestled on the shores of Lake Harris. The Kitchen has lots and lots of cabinets and counter space. The Livingroom is ideal for entertaining that leads to the Dining room area or the enclosed Lanai area.The Primary Suite features walk-in closet and dual sinks, The Two guest rooms and a second bathroom has plenty of space for visitors or hobbies. Enjoy also the front screened area I front of the home as well. The Community offers clubhouse, fitness center, walking trails, a fishing pier, and Boat/RV storage. Just minutes from Downtown Tavares(America's Seaplane City) with waterfront dining and plenty of shopping. Appliances all have a warranty. Roof 2023
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Dryer,Electric Water Heater,Microwave,Range Hood,Refrigerator,Washer
- Laundry features: Inside
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Split Bedroom,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Ceramic Tile,Luxury Vinyl
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,978
- Total interior livable area: 1,889 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 132025180500030200
- Zoning: PD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Courtyard,Irrigation System,Rain Gutters
- Waterfront features: Lake Privileges,Boat Ramp - Private
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $492 | $5,904 |
| Electricity | $197 | $2,366 |
| Total | $2,717 | $32,604 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Price change | $359,900 |
| 2025-10-04 | Listed for sale | $368,000 |
| 2023-06-21 | Sold | $287,000 |
| 2023-05-08 | Pending sale | $300,000 |
| 2023-04-29 | Listed for sale | $300,000 |
| 2023-04-21 | Pending sale | $300,000 |
| 2023-04-16 | Price change | $300,000 |
| 2023-04-01 | Listed for sale | $310,000 |
| 2022-07-29 | Listing removed | -- |
| 2022-07-22 | Listing removed | -- |
| 2022-07-11 | Price change | $2,610 |
| 2022-07-10 | Listed for rent | $2,650 |
| 2022-07-09 | Price change | $359,000 |
| 2022-07-06 | Price change | $365,000 |
| 2022-06-29 | Listed for sale | $369,000 |
| 2018-02-14 | Sold | $210,000 |
| 2018-01-03 | Pending sale | $214,000 |
| 2017-11-14 | Price change | $214,000 |
| 2017-10-04 | Listed for sale | $219,000 |
| 2012-12-05 | Sold | $173,500 |
| 2012-08-19 | Price change | $178,000 |
| 2012-06-08 | Listed for sale | $188,000 |
| 2004-11-03 | Sold | $34,300 |
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