407 CIERRA OAKS CIRCLE, Lady Lake, FL, 32159
About This Home
Motivated Seller and recent price reduction. Major updates and an unbeatable location! This stunning 3 Bedroom, 1.5 Bathroom home boasts a highly desirable SPLIT FLOORPLAN and absolute pride of ownership. Step inside to find tile flooring throughout, COMPLETELY CARPET FREE! The kitchen comes fully equipped with NEWER STAINLESS STEEL APPLIANCES. The Primary Bedroom features an elegant TRAY CEILING and a private EN SUITE bath. Your guests will love the cathedral ceilings in the guest bedrooms, and ceiling fans are already installed in every room for maximum comfort. Major BIG TICKET UPGRADES are already done for you, including a NEW ROOF (2025) and a BRAND NEW A/C (2026). Step out the sliding glass doors to unwind on your PRIVATE, screened-in patio overlooking a fully fenced yard with a VINYL PRIVACY FENCE. Whether you want to relax in the backyard, entertain guest, or head out to enjoy all the shopping, dining, and nightly live entertainment at The Villages squares, this location cannot be beaten. Close to Spanish Springs and Lake Sumter Landing squares. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Thermostat
- Flooring: Tile
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,650
- Total interior livable area: 1,170 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
Property
Details
- Parcel number: 201824008500000100
- Zoning: MF-12
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed,Front Porch,Patio,Rear Porch
- Exterior features: Private Yard
- Fencing: Fenced,Vinyl
Lot
- Lot size: 5,007 sqft
- Features: Private
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $443 | $5,316 |
| Electricity | $197 | $2,366 |
| Total | $2,118 | $25,416 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $265,000 |
| 2026-06-04 | Listed for sale | $275,000 |
| 2024-08-22 | Listing removed | $255,000 |
| 2024-08-22 | Listed for sale | $255,000 |
| 2024-08-19 | Pending sale | $255,000 |
| 2024-08-07 | Listed for sale | $255,000 |
| 2024-08-07 | Pending sale | $255,000 |
| 2024-08-01 | Price change | $255,000 |
| 2024-07-19 | Listed for sale | $265,000 |
| 2022-05-18 | Sold | $180,000 |
| 2017-07-17 | Sold | $135,000 |
| 2017-06-07 | Pending sale | $139,900 |
| 2017-05-27 | Listed for sale | $139,900 |
| 2014-10-22 | Sold | $95,000 |
| 2014-08-12 | Listed for sale | $99,900 |
| 2008-04-17 | Listing removed | $259,990 |
| 2008-04-04 | Listed for sale | $259,990 |
| 2005-08-12 | Sold | $163,100 |
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