5319 SW 21st PL, Cape Coral, FL, 33914
About This Home
Positioned on one of the most desirable Royal Palm-lined streets just off El Dorado Pkwy W, this tile-roof residence offers space, privacy, and long-term upside in Southwest Cape Coral. Surrounded by Gulf-access homes, you enjoy the neighborhood prestige without the premium price. The open-concept design features high ceilings with tray details, neutral tile flooring in main areas, laminate in the spacious primary suite, and a large granite kitchen with extended breakfast bar overlooking the living and dining areas. Sliding doors lead to a covered lanai and an oversized backyard with plenty of room to design your future pool oasis. The primary suite is oversized and privately positioned, featuring dual vanities and a soaking tub designed for comfort. Concrete block construction, irrigation system, mature landscaping, and no HOA. Minutes from Cape Harbour, waterfront dining, and biking paths. A smart lifestyle purchase in a high-demand pocket of the city.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Concrete Block
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator/Freezer,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining - Living, Formal
Features
- Pantry,Smoke Detectors,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Great Room,Laundry in Residence,Screened Lanai/Porch
- Window features: Window Coverings
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,443
- Total interior livable area: 1,923 sqft
Kitchen
- Features: Island, Pantry
Property
Details
- Parcel number: 164523C404614.0220
- Zoning: R1
Features
- Stories: 1
- Patio & porch: Patio,Screened Lanai/Porch
- Spa features: Bath
- Has view: Yes
- View description: Landscaped Area
- Waterfront features: None
Lot
- Lot size: 10,018 sqft
- Features: Regular
Parking
- Total spaces: 2
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $569 | $6,828 |
| Electricity | $197 | $2,366 |
| Total | $3,080 | $36,960 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $420,000 |
| 2026-03-04 | Listed for sale | $440,000 |
| 2002-05-28 | Sold | $18,500 |
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