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16187 Coco Hammock Way, Fort Myers, FL, 33908

3beds
2baths
2,136sqft
$635,000
$297price/sqft
$4,737/moest. monthly cost
$189,480/yrincome needed

About This Home

This beautifully updated, move-in-ready home, proudly offered by its original owners, features an airy open floor plan with soaring ceilings and an abundance of natural light. Perfectly situated on a premium southern-exposure lot, the home showcases breathtaking long lake views. Offering 3 bedrooms, 2 full bathrooms, this thoughtfully designed home includes a spacious great room, formal dining area, breakfast nook, and a versatile layout ideal for both everyday living and entertaining. The 2-car garage features built-in storage, providing plenty of room for vehicles and additional belongings. Outdoor living is exceptional with a large, shaded lanai overlooking a sparkling saltwater pool and spa. Recent pool upgrades include a new heater, spa-side remote, upgraded electrical panel (2025), new pool cage, and solar heating panels (2024) with a transferable 12-year warranty, allowing for year-round enjoyment. Meticulously maintained and extensively updated, the home features a new roof (2023), new gutters, fresh interior and exterior paint, new 5-inch baseboards, luxury vinyl plank flooring and carpeting (2023), a new water heater, and a standby emergency generator with a dedicated circuit for added peace of mind. The beautifully renovated kitchen boasts new cabinetry, granite countertops, and new stainless steel appliances. Additional premium features include electric roll-down hurricane shutters, plantation shutters throughout, a reverse osmosis water purification system, low-voltage landscape lighting, professionally refreshed front and backyard landscaping, and community-provided irrigation. For added value, transferable flood insurance is available at just $1,977 annually. Combining modern upgrades, exceptional maintenance, stunning lake views, and an unbeatable location, this impressive home is truly move-in ready and waiting for its next owner.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Heights Elementary SchoolGrades PK-51.9 mi
4/10
Lexington Middle SchoolGrades 6-82.3 mi
5/10
Cypress Lake High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Trash Compactor,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub,Cathedral Ceiling(s),Coffered Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,Family/Dining Room,French Door(s)/Atrium Door(s),Living/Dining Room,Pantry,Separate Shower,Cable TV,Pot Filler,Screened Porch,Great Room
  • Door features: French Doors
  • Window features: Arched
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,642
  • Total interior livable area: 2,136 sqft

Property

Details

  • Parcel number: 0646243200000.0160
  • Lease amount: 0
  • Zoning description: RPD

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment,Screen Enclosure,Solar Heat,Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Shutters Electric,Shutters Manual,Water Feature
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground,Screened,Solar Heat
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.25 Acres
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 72 x 153 x 72 x 153

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$642$7,704
Property Taxes $671$8,052
Electricity $214$2,579
Total$4,737$56,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,411/yr
40% on housing$142,110/yr
45% on housing$126,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 33908$215
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33908$248
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$630,000
2026-06-29Listed for sale$635,000
2025-04-07Listing removed$675,000
2025-03-12Listed for sale$675,000
2006-04-27Sold$656,000

For Sale by Agent

AgentKoba Kobakhidze
BrokerageVIP Realty Group Inc

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