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16109 Waterleaf Ln, Fort Myers, FL, 33908

5beds
4baths
3,793sqft
$899,000
$237price/sqft
$6,801/moest. monthly cost
$272,040/yrincome needed

About This Home

Opportunities of this scale and condition seldom present themselves within Veridian & 33908. Behind the gates, this extensively renovated residence - completed in 2023 - delivers just under 4,000 square feet of living that would be difficult to reproduce in today’s market. The thoughtfully designed floor plan offers five bedrooms, a dedicated office, and four full bathrooms, anchored by an open-concept kitchen finished with quartz countertops and a family room that opens to a private outdoor enclave with a pool and built-in grill. Positioned among the largest homes in the community, the residence occupies a rare place at the top of the neighborhood’s size profile. Engineered for resilience, the home is equipped with Storm Smart electric storm protection along with Bahama and accordion shutters, forming a layered system designed to safeguard both structure and occupants. Beyond storm protection, automated screens reduce heat and UV exposure while supporting privacy, insect control, and comfortable open-air living year-round. Soaring 12-foot ceilings and refined architectural details add volume and presence throughout, while concrete block construction and a large three-car garage reinforce durability and long-term peace of mind. Ideally located near the Caloosahatchee River with direct Gulf access, the home is minutes from Sanibel Harbour Marina, Punta Rassa Boat Ramp, Sanibel, Captiva, Fort Myers Beach, and surrounded by premier golf courses offering year-round play.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Heights Elementary SchoolGrades PK-52.3 mi
3/10
Lexington Middle SchoolGrades 6-82.8 mi
5/10
Cypress Lake High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Tile
  • Construction materials: Other,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Disposal,Range,Refrigerator,Washer

Bedroom

  • Dimensions: 12.00 x 12.00

Bedroom

  • Dimensions: 13.00 x 12.00

Bedroom

  • Dimensions: 12.00 x 12.00

Bedroom

  • Dimensions: 16.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Dimensions: 19.00 x 19.00

Family Room

  • Dimensions: 20.00 x 17.00

Features

  • Bedroom on Main Level,Closet Cabinetry,Eat-in Kitchen,Fireplace,Pantry,See Remarks,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,Den
  • Window features: Other,Window Coverings
  • Flooring: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,515
  • Total interior livable area: 3,793 sqft

Kitchen

  • Dimensions: 17.00 x 16.00

Living Room

  • Dimensions: 20.00 x 17.00

Master Bedroom

  • Dimensions: 25.00 x 17.00

Utility Room

  • Dimensions: 9.00 x 7.00

Property

Details

  • Parcel number: 0146233000000.0420
  • Lease amount: 0
  • Zoning description: RPD

Features

  • Private pool: Yes
  • Pool features: Electric Heat,Heated,In Ground,Screen Enclosure
  • Patio & porch: Patio
  • Exterior features: None,Outdoor Kitchen,Patio
  • Waterfront features: None

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac,Rectangular Lot
  • Lot size dimensions: 100 x 138 x 100 x 138

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Electric Vehicle Charging Station(s),Garage,Guest,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$909$10,908
Property Taxes $966$11,592
Electricity $381$4,580
Total$6,801$81,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,177/yr
40% on housing$204,030/yr
45% on housing$181,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 33908$215
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33908$248
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$869,500
2026-04-14Listing removed$885,000
2026-03-11Price change$885,000
2026-03-06Listed for sale$890,000
2026-02-05Pending sale$890,000
2026-01-30Listed for sale$890,000
2024-08-14Listing removed--
2024-07-07Price change$1,050,000
2024-04-27Price change$1,129,100
2024-03-27Listed for sale$1,134,107
2017-07-14Listing removed$694,888
2017-01-28Price change$694,888
2016-07-29Price change$684,900
2016-06-15Listed for sale$699,900
2011-03-22Sold$337,500
2010-10-27Listing removed$450,000
2009-11-07Listed for sale$450,000
2009-06-20Listing removed$742,000
2009-03-24Price change$742,000
2009-01-19Price change$849,000
2008-10-24Price change$879,000
2008-08-23Listed for sale$899,000
2008-05-04Listing removed$929,900
2008-02-01Listed for sale$929,900
2006-09-14Sold$621,300

For Sale by Agent

AgentStephen Hachey
BrokerageFlat Fee MLS Realty

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