See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

115 WILLOWBAY RIDGE STREET, Sanford, FL, 32771

4beds
3baths
2,476sqft
$435,000
$176price/sqft
$3,324/moest. monthly cost
$132,960/yrincome needed

About This Home

Under contract-accepting backup offers. Welcome to 115 Willowbay Ridge St, a spacious and thoughtfully designed family residence offering generous living areas ideal for both growing and multigenerational households. Each of the four bedrooms provides comfortable proportions, while the oversized Owner’s Suite serves as a true retreat, featuring an updated spa-inspired bathroom with a frameless glass walk-in shower, deep soaking tub, and an impressively large walk-in closet.On the main level, a private home office with French doors creates the perfect space for quiet productivity, while two distinct living areas offer flexible options for a formal sitting room, additional living room, or separate dining room.The home has been beautifully refreshed with a brand-new kitchen showcasing quartz countertops, a matching quartz backsplash, and all-new LG stainless steel appliances, including a stove, microwave, and dishwasher. New luxury vinyl plank (LVP) flooring flows throughout the home, adding a modern, durable, and cohesive finish.Step outside to the expansive covered and screened porch, where you can relax and enjoy the privacy of the fully fenced backyard, complete with firepit perfect for evening gatherings and entertaining.Additional highlights include a 2020 HVAC system, a transferable money saving solar system installed in 2021 for energy efficiency and long-term savings, water heater (March 2024), Pelican water softener (2014), and a roof replacement (2014).Ideally located within walking distance to the scenic Lake Monroe walking and bike path, and just minutes from shopping, I-4 access, and the Central Florida Zoo, this home offers both comfort and convenience in a prime location.

Getting Around

1
WalkingCar-Dependent
33
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
5/10
Seminole High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eating Space In Kitchen,Solid Wood Cabinets,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,917
  • Total interior livable area: 2,476 sqft

Kitchen

  • Features: Pantry,Storage Closet
  • Level: First
  • Area: 80
  • Dimensions: 8x10

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 360
  • Dimensions: 18x20

Property

Details

  • Parcel number: 22193050200001950
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Rain Gutters,Sidewalk
  • Fencing: Vinyl,Wood
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,000 sqft
  • Features: Landscaped,Sidewalk
  • Lot size dimensions: 50 x 120 x 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$305$3,660
Property Taxes $571$6,852
Electricity $249$2,990
Total$3,324$39,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,965/yr
40% on housing$99,720/yr
45% on housing$88,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 32771$192
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32771$220
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$430,000
2026-07-09Listed for sale$435,000
2026-06-09Pending sale$435,000
2026-06-01Listed for sale$435,000
2026-03-31Listing removed$435,000
2025-08-23Price change$435,000
2025-07-01Listed for sale$441,000
2022-04-22Sold$435,000
2022-03-22Pending sale$435,000
2022-03-10Listed for sale$435,000
2019-08-02Listing removed$291,500
2019-03-09Price change$291,500
2019-02-22Price change$295,000
2019-02-11Price change$297,000
2019-02-08Price change$296,500
2019-02-01Listed for sale$297,000
2014-08-20Sold$66,500
2012-10-19Sold$140,000

For Sale by Agent

AgentGena Gilleland
BrokerageCHARLES RUTENBERG REALTY ORLANDO

Similar Homes