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709 SECRET HARBOR LANE #101, Lake Mary, FL, 32746

1beds
1baths
588sqft
$127,000
$216price/sqft
$996/moest. monthly cost
$39,840/yrincome needed

About This Home

SOUGHT AFTER CONDO COMMUNITY WITH LOTS OF CHARM. 1 BEDROOM 1 BATHROOM WITH A HUGH WALK IN CLOSET. THIS CONDO IS ON THE FIRST FLOOR WITH NEW WINDOWS AND A NEW PATIO SLIDER.(2024) A/C ( 2023). UNIT HAS A WASHER AND DRYER WITH BUILT IN STORAGE ABOVE APPLIANCES . KITCHEN IS FAIRLY NEW WITH SOFT CLOSE DRAWS LOTS OF STORAGE CABINETS. GRANITE STONE COUNTER TOPS A GREAT UPGRADE. ALSO IN THE BATHROOM THERE IS AN OVERSIZED TUB. UNIT IS TOTALLY TILED EXPECT MASTER CLOSET HAS CARPET. COMMUNITY HAS 2 POOLS A FITNESS ROOM PLUS A BEAUTIFUL CLUB HOUSE. COMMUNITY IS ALSO GATED WITH 2 ENTRANCES. BACK GATE AND A FRONT GATE.UNIT ALSO HAS A SCREENED IN PATIO WITH A STORAGE CLOSET. PLENTY OF ROOM FOR STORAGE. BUYERS MUST VERIFY ROOM SIZES.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Lake Mary High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other,No Closet
  • Level: First
  • Area: 60
  • Dimensions: 8x7.5

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 620
  • Total interior livable area: 588 sqft

Kitchen

  • Features: Pantry,Storage Closet
  • Level: First
  • Area: 76.5
  • Dimensions: 9x8.5

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 19203052042001010
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Patio
  • Exterior features: Irrigation System,Lighting,Playground,Sidewalk,Storage
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond Access,Fishing Pier

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$89$1,068
Property Taxes $68$816
Electricity $197$2,366
Total$996$11,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,148/yr
40% on housing$29,880/yr
45% on housing$26,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 32746$218
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32746$250
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$127,000
2026-07-05Listing removed$127,000
2026-06-21Price change$127,000
2026-06-12Price change$130,000
2026-04-21Price change$127,000
2026-03-31Price change$129,000
2026-02-03Price change$135,000
2026-01-21Price change$139,900
2025-11-20Listed for sale$145,000
2020-06-17Sold$102,000
2020-02-27Pending sale$104,900
2020-02-20Listed for sale$104,900
2006-02-06Sold$115,000

For Sale by Agent

AgentPeggy Welch
BrokerageUNITED REAL ESTATE PREFERRED

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