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114 Nelson Ridge Dr, Ball Ground, GA, 30107

3beds
2baths
2,750sqft
$399,000
$145price/sqft
$2,658/moest. monthly cost
$106,320/yrincome needed

About This Home

Welcome to this beautiful 3-bedroom, 2-bath home located in a highly desirable neighborhood known for its excellent school district and welcoming community atmosphere. This home offers the perfect blend of comfort, space, and potential—making it ideal for growing families. Step inside to find warm wood flooring that flows throughout the main living areas, creating a timeless and inviting feel. The home features a separate dining room, perfect for family dinners, entertaining guests, or hosting special occasions. The spacious layout provides comfortable bedrooms and well-appointed bathrooms designed for everyday convenience. Downstairs, you'll discover a large unfinished basement that offers endless possibilities—create a home gym, workshop, playroom, or additional living space tailored to your needs. The property also includes a 2-car garage, providing plenty of room for parking and storage. Located in a quiet, family-friendly neighborhood, this home is just minutes from schools, parks, shopping, and dining. With its combination of charm, functionality, and future potential, this property is a wonderful place to call home. Seller is offering an allowance for kitchen appliances with acceptable offer. Buy the house and outfit your kitchen.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
Creekland Middle SchoolGrades 6-810.1 mi
9/10
Creekview High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Cooktop,Oven,Electric Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Sheetrock,High Speed Internet
  • Window features: Vinyl
  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Vented
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,750
  • Total interior livable area: 2,750 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 04N03D 066

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Patio & porch: Front Porch,Deck
  • Has view: Yes
  • View description: Trees/Woods
  • Frontage type: Road
  • Topography of land: Sloping

Lot

  • Lot size: 0.63 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Basement,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$145$1,740
Property Taxes $229$2,748
Electricity $267$3,206
Total$2,658$31,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,131/yr
40% on housing$79,740/yr
45% on housing$70,880/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 30107$240
Cherokee County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30107$196
Cherokee County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$399,000
2010-09-14Listing removed$135,000
2010-08-21Listed for sale$135,000
2010-08-13Sold$130,000
2010-06-25Price change$130,000
2010-03-18Listed for sale$149,900
2005-11-30Sold$169,900

For Sale by Agent

AgentDavid Armstrong
BrokerageBHGRE Metro Brokers - Blue Ridge

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