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661 Lincoln Station Dr, Oswego, IL, 60543

2beds
3baths
1,334sqft
$285,000
$214price/sqft
$2,225/moest. monthly cost
$89,000/yrincome needed

About This Home

Large End Unit so you are not surrounded by neighbors. This home is located on a Cul-De-Sac so you do not have the thru traffic like other homes. Your private patio looks over green space for quiet enjoyment. The Large Loft is great for extra living space! Or, easily converted to a 3rd Bedroom or Home Office. BRAND NEW Carpet throughout the ENTIRE home!!! NEW hot water heater & washing machine. Refrigerator was replaced August 2024 and the furnace was installed October 2020. The 2-Car Garage has additional storage. The Full-Size Washer & Dryer are upstairs next to the bedrooms (where they belong). Convenient to lots of Amenities & Fun Filled Activities. Enjoy Oswego and everything this Awesome Community has to offer!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
9/10
Oswego East High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Santa Fe

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Gas Water Heater
  • Laundry features: Upper Level,Washer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Features

  • Window features: Screens,Blinds
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,334 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Laundry

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 35
  • Dimensions: 7X5

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Loft

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 144
  • Dimensions: 16X9

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0301376075
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.41 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$113$1,356
Property Taxes $541$6,492
Electricity $130$1,569
Total$2,225$26,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,285/yr
40% on housing$66,750/yr
45% on housing$59,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$214
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2014-07-04Listing removed$1,425
2014-05-22Sold$106,000
2014-05-22Price change$1,425
2014-05-05Listed for rent$1,475
2006-08-21Sold$180,000
2005-05-23Sold$188,500

For Sale by Agent

AgentBen Zerfas, CNC
BrokerageCharles Rutenberg Realty of IL

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