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115 Saint Christopher Ct, Mascoutah, IL, 62258

2beds
2baths
1,504sqft
$265,000
$176price/sqft
$2,045/moest. monthly cost
$81,800/yrincome needed

About This Home

Beautiful open-floor-plan living in this well-maintained 55+ community close to shopping and everyday conveniences. The spacious layout features a bright living room, dedicated dining area, and a large kitchen with abundant counter space—perfect for cooking or entertaining. The primary suite offers a private bath, while a second bedroom and hall bath provide comfortable guest accommodations. Enjoy the sunroom overlooking the peaceful pond, plus a deck ideal for morning coffee or evening relaxation. Additional highlights include a laundry room, 1-car garage, new HVAC, roof ’24, carpet ’24, and an HOA that covers mowing and snow removal for low-maintenance living. This home combines comfort, convenience, and easy single-level living. Buyers to verify all information.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
6/10
Mascoutah Middle SchoolGrades 6-80.5 mi
9/10
Mascoutah High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Finished area above ground: 1,504

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 1029.0310017
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Composite,Deck
  • Has view: Yes
  • View description: Pond
  • Water view: Pond

Lot

  • Lot size: 5,227 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$172$2,064
Property Taxes $404$4,848
Electricity $130$1,569
Total$2,045$24,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,114/yr
40% on housing$61,350/yr
45% on housing$54,533/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 62258$135
St. Clair County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62258$147
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$265,000
2026-08-07Listed for sale$265,000
2005-02-28Sold$155,000

For Sale by Agent

AgentKatie Bergheger Mitchel
BrokerageRe/Max Signature Properties

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