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1311 Somerset Ct, Goshen, IN, 46528

3beds
3baths
2,630sqft
$309,900
$118price/sqft
$2,269/moest. monthly cost
$90,760/yrincome needed

About This Home

Well-maintained villa in the highly desirable Spring Brooke addition! This spacious home offers 3 bedrooms, 3 full baths, and a fully finished basement, providing plenty of room to live and entertain. Recent updates include luxury vinyl flooring, HVAC system, water softener, and water heater for added peace of mind. The primary suite features a walk-in closet and a convenient walk-in tub/shower combination. Enjoy the comfort of the three-season room overlooking the nicely situated corner lot. Additional highlights include a 2-car attached garage and immediate possession available. Move right in and start enjoying maintenance-free villa living!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10
Goshen Middle SchoolGrades 7-82.5 mi
3/10
Goshen High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Oven

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 100

Features

  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None
  • Finished area below ground: 1,200
  • Finished area above ground: 1,430

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,860
  • Total interior livable area: 2,630 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 201114455047.000015

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Fencing: None

Lot

  • Features: Corner Lot,Level,City/Town/Suburb
  • Lot size dimensions: 0x0

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$155$1,860
Property Taxes $306$3,672
Electricity $241$2,893
Total$2,269$27,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,794/yr
40% on housing$68,070/yr
45% on housing$60,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 46528$222
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46528$141
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$309,900
2026-06-05Listed for sale$314,900

For Sale by Agent

AgentTrey Forbes
BrokerageWeichert Realtors - Hoosier Heartland

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