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18400 County Road 42, Goshen, IN, 46526

3beds
3baths
1,956sqft
$475,000
$243price/sqft
$3,371/moest. monthly cost
$134,840/yrincome needed

About This Home

Phone bid auction ending August 25th, 2026, 4:00 PM! The price listed is the starting bid, not the buy it now price. Far from the bustle of the main road, this charming home sits on a secluded 13-acre lot surrounded by woods. The property features a stocked private pond with a dock, making it an angler's paradise and a great spot for relaxing. Plentiful deer and other wildlife sightings add to the enjoyment of the property. Recent landscaping enhances the natural beauty of the expansive yard, complemented by a large back deck for outdoor gathering. Inside, the open-concept kitchen, dining room, and living room create a warm, inviting atmosphere, complimented by the wood burning fireplace. The primary suite boasts windows that overlook the pond and yard, offering a peaceful sanctuary. The basement has been recently renovated and is partially finished, providing additional living space along with a full bath. There is also a 24x36 pole building on the property which is perfect for those needing additional storage space. Attend one of the open houses on Tuesdays (July 14, 21, 28, August 4, 11) from 3-5pm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
6/10
Goshen Middle SchoolGrades 7-83.6 mi
3/10
Goshen High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 562
  • Finished area above ground: 1,394

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,788
  • Total interior livable area: 1,956 sqft

Property

Details

  • Parcel number: 201134451012.000014
  • Special condition: Auction

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 13.04 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$226$2,712
Property Taxes $560$6,720
Electricity $184$2,212
Total$3,371$40,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,577/yr
40% on housing$101,130/yr
45% on housing$89,893/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 46526$143
Elkhart County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 46526$140
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-11-01Sold$225,000
2024-08-06Pending sale$225,000
2024-08-01Price change$569,000
2024-08-01Price change$225,000
2024-06-29Price change$775,000
2024-05-29Listed for sale$795,000

Unknown Listed By

AgentLeon D Kramer
BrokerageBright Star Real Estate Services LLC

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