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51055 Twilight Dr, Elkhart, IN, 46514

3beds
3baths
3,328sqft
$925,000
$278price/sqft
$6,099/moest. monthly cost
$243,960/yrincome needed

About This Home

Start Showing Date: 5/15/2026 Experience unparalleled lakeside living in this exquisite custom-crafted residence, perfectly situated on 133 feet of prime channel frontage on Simonton Lake. Thoughtfully designed to maximize its unique vantage point, this home offers views that surpass those typically found along the channel, promising an unforgettable summer and beyond. Step inside to discover a seamless open-concept layout, where elegance meets functionality. The gourmet eat-in kitchen is a culinary dream, boasting bespoke cabinetry, professional-grade appliances, stunning granite countertops, and an expansive central island, ideal for both everyday meals and entertaining. Extend your dining experience on the generously proportioned deck, immersing yourself in the captivating lakeside panorama. The main level further impresses with a luxurious primary suite, serving as a tranquil sanctuary. Bathed in abundant natural light, it features a walk-in closet and an opulent en-suite bathroom complete with a sophisticated tiled and marble-accented walk-in shower. Complementing the main are a well-appointed second bedroom, a full guest bathroom, and a practical laundry/mudroom area, completing the main floor's extensive offerings. The impressive walk-out lower level is meticulously designed for grand-scale entertaining. It features a wonderful kitchenette , a spacious third bedroom with an egress window, a comfortable family room, and an expansive recreational/gaming area. Evenings are perfected at the magnificent covered outdoor kitchen equipped with gorgeous granite tops, a mini fridge, sink, built in gas grill with a work station and a dining area, making it an ideal setting for al fresco dining as you witness breathtaking sunsets over the lake. Practicality is meticulously addressed with a capacious three-car garage, providing ample storage solutions. This space is further enhanced by an integrated upper workshop, plumbed with a drain and sink, catering to a variety of hobbies and projects. An additional concrete slab offers convenient parking for boats or recreational vehicles, adding to the property's exceptional utility. This home is more than just a residence; it's a lifestyle opportunity.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Osolo Elementary SchoolGrades PK-61.9 mi
2/10
North Side Middle SchoolGrades 7-83.8 mi
2/10
Elkhart High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Metal
  • Construction materials: Stone,Vinyl Siding,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Walkout Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater,Water Softener Owned,Wine Cooler
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Area: 740

Features

  • Bar,Breakfast Bar,Ceiling-9+,Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Crown Molding,Eat-in Kitchen,Kitchen Island,Open Floorplan,Wet Bar,Kitchenette,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry,Low Emittance Doors/Win
  • Door features: Pocket Doors,ENERGY STAR Qualified Doors,Insulated Doors
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Multi Pane Windows,Window Treatments,Blinds
  • Flooring: Carpet,Laminate,Vinyl,Ceramic Tile
  • Fireplace features: Living Room,Electric
  • Attic: Storage
  • Finished area below ground: 1,664
  • Finished area above ground: 1,664

Heating & Cooling

  • Heating features: Forced Air,High Efficiency Furnace
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,328
  • Total interior livable area: 3,328 sqft

Kitchen

  • Level: Main
  • Area: 336

Living Room

  • Level: Main
  • Area: 462

Property

Details

  • Parcel number: 200215103003.000026
  • Other equipment: Generator,Air Purifier,Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck Covered,Deck,Covered
  • Exterior features: Balcony,Irrigation System,Workshop,PWC Lift/Ramp-Temp
  • Fencing: Partial,Vinyl
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Deck on Waterfront,Pier/Dock,Canal Front,Ski Lake,Lake
  • Waterbody name: Simonton Lake
  • Frontage length: Channel/Canal Frontage(133),Water Frontage(133)

Lot

  • Lot size: 0.35 Acres
  • Features: Lake,Landscaped
  • Lot size dimensions: 151X133

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$489$5,868
Property Taxes $628$7,536
Electricity $305$3,660
Total$6,099$73,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,108/yr
40% on housing$182,970/yr
45% on housing$162,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$141
Elkhart County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentJudy Wood
BrokerageRE/MAX Oak Crest - Elkhart

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